Universal Sompo Travel Insurance

Travel Insurance helps individuals take care of their finances against unexpected situations like illnesses, accidents, baggage or passport loss, etc. during an overseas or domestic trip. With Universal Sompo Travel Insurance, you can secure yourself from unfortunate medical and non-medical emergencies.

On this page, we will discuss the features and benefits of different Universal Sompo Travel Insurance plans. It will help you understand them better and make the right decision during your trips. Let’s start!

Let’s Understand the Features and Benefits of Universal Sompo Travel Insurance Plans in Detail

Universal Sompo Travel Insurance offers both overseas and domestic travel insurance plans to customers with diverse features. Under Overseas Travel Insurance, you get to choose from four plan options that we’ve discussed in the next section. So, read on!

Universal Sompo Domestic Travel Insurance

Universal Sompo General Insurance offers this policy to individuals going for domestic travel. During the period of insurance, this policy provides coverage against emergency medical expenses incurred on the treatment of bodily injury, sickness or disease. Individuals also get coverage against death if it happens inside the republic of India. Have a look at the key features of this plan mentioned below.

1. Flexible sum insured option ranging from INR 1 to 5 lakh
2. The policy period ranges from 1 to 91 days
3. Cashless and reimbursement claim settlement facility
4. No pre-acceptance medical checkup for people below 65 years of age
5. Coverage against medical treatment for an illness or accident during the risk period
6. Coverage against death or permanent total disability due to an accident, up to the sum insured
7. Personal Liability Cover (For expenses such as medical, surgical, X-ray, dental, ambulance, hospital, professional nursing, prosthetic devices, etc.)
8. Emergency Hotel Cancellation or Accommodation Cover
9. Delay of Checked-in baggage
10. Home Burglary Insurance
11. Hospital Daily Cash Benefit/Sickness and Accidental Hospitalization
12. Trip Delay Cover if it is more than 12 hours from the original scheduled departure
13. Missed Flight Connection Cover
14. Financial Emergency Assistance in case of theft, mugging, robbery, dacoity, etc.
15. Liability arising due to Loss of Debit/Credit Card
16. Compassionate Visit
17. Bounced Booking of Airlines and Hotel
18. Legal and Catastrophe Expenses
19. Fire Insurance (Standard Fire and Special Perils) for Building and Contents
20. Alternative Employee or Resumption of Assignment expenses Cover
21. Entry age for the proposer ranges from 18 to 65 years, while for dependent children, it ranges from 5 to 23 years
22. Coverage for children below five years if either of the parents is covered under the policy

Universal Sompo Overseas Travel Insurance

If you are going to travel overseas, United Sompo offers four different plans from which you can choose according to your requirements. This policy provides coverage against treatment expenses incurred on illnesses or injuries that happen outside the republic of India during the policy duration. Policyholders will also get coverage against death and repatriation of mortal remains.

The four overseas travel insurance plans are Annual Multi-Trip, Travel Worldwide, Student Travel and Travel Asia. We are talking about each of them below. Please check.

Annual Multi-Trip Insurance Plan

If you are a corporate employee who frequently travels overseas in a year, Universal Sompo offers you Annual Multi-trip Insurance Plan for all your trips in a year. With this plan, you don’t need to buy a separate policy for every trip. This plan offers four options according to the region of your travel or the maximum duration of your single trip. Take a look at its key features mentioned below.

1. Flexible sum insured options – 2 or 5 lakh USD
2. Dental Treatment Cover up to 500 USD
3. Medical Repatriation Cover
4. Repatriation of Mortal Remains
5. Hospital Daily Allowance up to 30 USD per day (for a maximum of 15 days)
6. Total Loss of Checked-in Baggage cover up to 1000 USD
7. Loss of Passport Cover up to 250 USD
8. Financial Emergency Assistance Cover up to 1,500 USD
9. Personal Liability Cover up to 2,00,000 USD
10. Personal Accident Cover up to 25,000 USD
11. The maximum duration per trip can be either 30 or 45 days
12. Burglary Home Contents Cover up to 3,00,000 USD

Travel Worldwide Plan

Under the Travel Worldwide Policy, individuals can choose from eight different plan options based on destination country and the trip duration. We are showing its highlights below for you to look at.

1. Multiple Plan Options – Gold, Silver and Platinum
2. Flexible sum insured options – 50,000, 2,00,000 and 5,00,000 USD
3. Health Cover (Medical Expenses) up to 5,00,000 USD
4. Coverage against dental treatment up to 500 USD
5. Repatriation of Mortal Remains
6. Hospital Daily Allowance up to 30 USD per day (for a maximum of 15 days)
7. Total Loss of Checked-in Baggage cover up to 1000 USD
8. Loss of Passport Cover up to 250 USD
9. Personal Accident Cover up to 25,000 USD
10. The maximum duration per trip can be either 30 or 45 days
11. Burglary Home Contents Cover up to 3,00,000 USD

Student Travel Plan

Universal Sompo Student Travel Insurance Plan ensures that you don’t face any trouble while studying abroad. You get the option to choose from three plans according to your convenience. To know more about this plan, have a look at its benefits mentioned below.

1. Multiple plan and sum insured options – Primary, Buddy and Intellectual with sum insured of 50,000, 1,00,000, and 2,00,000 USD, respectively
2. Coverage against medical treatment expenses up to 2,00,000 USD with a deductible of 100 USD
3. Dental Treatment Cover up to 500 USD
4. Total loss of checked-in baggage up to 1,000 USD
5. Delay of checked-in baggage (more than 12 hours) up to 200 USD
6. Loss of Passport Cover up to 250 USD
7. Coverage against Study Interruption up to 15,000 USD
8. Personal Liability Cover up to 1,00,000 USD with a deductible of 200 USD
9. Personal Accident Cover up to 25,000 USD with Nil deductible
10. Accident to Sponsor Cover up to 15,000 USD
11. Compassionate Visit cover up to 10,000 USD

Travel Asia Plan

With the Travel Asia Plan, you can secure yourself financially against travel-related risks on your trip to one of the destinations in the Asia Region. You can choose from the two plans according to your trip duration and coverage features – Gold and Platinum. You can understand this plan more by having a look at its features mentioned below.

1. Sum insured options of 20,000 and 25,000 USD
2. Coverage against the medical treatment expenses up to the sum insured
3. Availability of medical repatriation and repatriation of mortal remains facility
4. Total Loss of Checked-in Baggage Cover up to 250 USD (Maximum amount per bag stands at 50% of the sum insured)
5. Loss of Passport Cover up to 150 USD
6. Hijack Distress Allowance of 100 USD per day up to 14 days (for hijacking period more than 12 hours)
7. Personal Accident Cover up to 10,000 USD