Travel Insurance 372 views July 12, 2021

United India Travel Insurance

United India Travel Insurance protects your finances in case of medical or non-medical events while traveling in a foreign land for different purposes like business, employment or studies. United India is a popular travel insurer due to several reasons such as affordable premium, multiple plan options, etc.

On this page, we will talk about the different plans offered by United India Travel Insurance. You can also know their features and benefits extensively. Let’s start without any further ado.

Features and Benefits of Different United India Travel Insurance Plans in Detail

With the United India Travel Insurance Plan, you can enjoy a wide range of benefits like personal accident cover, flexible sum insured, treatment expenses cover, loss of passport or checked-in baggage, etc. United India offers customers three overseas mediclaim policies – Business & Holiday, Corporate Frequent Traveller and Employment & Studies – from which they can choose. We’ve discussed the features and benefits of these plans in detail. Please check.

Overseas Mediclaim Policy for Business and Holiday

This travel insurance policy from United India covers expenses incurred on the medical treatment due to the accident or diseases sustained during your foreign trip. Customers can also get coverage if they lose their passport during the trip. Any individual who is going abroad for business and holiday can opt for this insurance policy. Take a look at the features and benefits of this plan mentioned below.

  1. Multiple sum insured options – 50,000, 1,00,000, 2,50,000, 5,00,000 USD
  2. Flexible plan options – Worldwide Including or Excluding USA & Canada (Including and Excluding Sickness Cover)
  3. In-flight personal accident benefit
  4. Coverage against medical expenses and repatriation
  5. Coverage against illness during travel, up to the sum insured
  6. Treatment expenses cover after an accident up to the sum insured limit
  7. Multiple deductible options
  8. Personal Accident Cover up to 25,000 USD
  9. Cover against the loss of checked-in baggage up to 1,000 USD
  10. Delay of checked-in baggage cover up to 100 USD (In case of more than 12 hours for outbound flights)
  11. Loss of Passport Cover up to 250 USD with deductible up to 30 USD
  12. Personal Liability Cover up to 2,00,000 USD

Overseas Mediclaim Policy for Corporate Frequent Traveller

This overseas mediclaim policy from United India can be suitable for travelers visiting overseas frequently. With this policy, individuals can get coverage against medical treatment incurred on accidents or diseases sustained during foreign travel. Let’s have a look at the key features of the travel insurance plan mentioned below.

  1. Multiple policy options – including and excluding Sickness Cover
  2. Flexible sum insured options – 1,00,000 and 5,00,000 USD
  3. Treatment cover following an accident up to 5,00,000 USD with a deductible of 100USD
  4. Personal Accident Cover up to 25,000 USD
  5. Loss of Checked-in Baggage Cover up to 1,000 USD
  6. Coverage against the delay of checked-in baggage in case the outbound flight is delayed for more than 12 hours, up to 100 USD
  7. Loss of Passport Cover up to 250 USD with a deductible of INR 30 USD
  8. Personal Liability Cover up to 2,00,000 USD with a deductible of 200 USD

Note: If you choose the option of ‘Including Sickness Cover’, you will get two benefit options – With Medical Examination or Without Medical Examination. The coverage will depend on the chosen benefit option.

United India Overseas Mediclaim Policy for Employment & Studies

This overseas mediclaim policy from United India is one of the popular options among individuals traveling to foreign lands for employment and studies. We are showing some of the prominent features of this plan below that you should check.

  1. Worldwide coverage excluding USA and Canada
  2. Trip duration ranges from 2 to a maximum of 12 months (In the case of renewal – 1 to 12 months)
  3. Coverage against medical expenses up to 150 USD with a deductible of 100 USD
  4. The entry age ranges from 5 to 60 years
  5. Coverage against expenses incurred on the reunion
  6. Repatriation of Mortal Remains Cover

Policyholders will not get coverage in the following circumstances. 

  1. Any diseases existing or treated before one year of commencement of risk (Whether declared or not)
  2. For children below 5 years – Treatment related to Mumps, Chickenpox, Measles, German measles, Spina bifida, Whooping cough, Diphtheria, Poliomyelitis meningitis and Scarlet Fever
  3. Travel against medical advice
  4. During travel for treatment of terminal prognosis or awaiting special treatment.
  5. Cosmetic surgery
  6. Pregnancy-related costs
  7. AIDS
  8. War or warlike situations, nuclear perils, etc.
  9. Suicide or attempted suicide
  10. Examination or treatment in India or expenses incurred outside the country of study or postings (This does not prejudice emergency evacuation on medical grounds)

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