Travel Insurance September 10, 2021

A Travel Insurance Plan offers individuals comprehensive coverage against travel or medical-related emergencies during their trips (whether domestic or international). Travel insurance covers different types of expenses such as medical emergencies, personal accidents, loss of passport or checked-in baggage, etc. You can even choose various travel insurance add-ons and get additional advantages apart from the basic cover. Some of them are Schengen cover, Compassionate visit by a family member cover, Loss of personal belongings cover, etc.

On this page, we will talk about various types of travel insurance add-ons so that you can understand them better and customize your plan accordingly. So, without any further delay, read on.

Different Travel Insurance Add-ons that You Can Choose

You should know that insurance companies charge an additional premium for travel insurance add-ons. So, the higher add-ons you choose with your policy, the higher will be the premium amount. We have discussed different travel insurance add-ons below one after another.

Trip Delay Delight Add-on

This add-on will help you reimburse the financial loss faced by you due to trip delay or cancellation. So, when you choose this travel insurance add-on, you don’t need to worry about a sudden delay or cancellation of your flight.
The coverage amount under this add-on might vary from one insurer to another. Also, the reimbursement limit will be different for a single trip, round or multiple trips.

Pre-existing Illness Coverage Add-on

With this add-on, you can get coverage against the treatment of pre-existing illnesses (before purchasing the policy). So, if an insured person needs emergency hospitalization during his/her trip because of a pre-existing illness, this add-on will cover the expenses of the treatment.

Schengen Cover Add-on

Under this add-on, the insurer will provide coverage against the expenses incurred on the repatriation for medical reasons, emergency health conditions (urgent hospitalization) or the death of the insured person during the policy year.

Compassionate Visit by a Family Member

When you choose this add-on, a compassionate visit by your family member will be covered up to a certain limit as per the policy’s terms and conditions. So, in case you are in a different location outside your home and face an emergency, your family member can visit you without worrying about finances.

Maternity and Baby Cover from Day One Coverage Add-on

If you are pregnant and going on a trip, this add-on could certainly help you! With this add-on, you can get coverage against expenses incurred on maternity and newborn baby from Day One. By choosing this, you can protect your child on a trip.

Emergency Hotel Accommodation For Family Member and Insured Person

This add-on will help you get coverage against emergency hotel accommodation for your family member during the policy year. Not only your family member, but you can also get coverage up to a definite limit under emergency accommodation. If your family member urgently needs a place to stay, this add-on can help you!

Mental Illness and Alcohol-related Disorders Cover Add-on

If you choose this add-on with your travel insurance policy, you can get coverage against the treatment of various mental illnesses and alcohol-related disorders. If you are going through any of them and planning a trip, including these add-ons will certainly protect your finances.

Escort for Minor Child Add-on

If you are traveling with a minor child or a baby, this add-on could be a good choice for you. The reason being this add-on provides the coverage in case your mind child needs escort during your trip.

Loss of Personal Belongings Cover

On a trip, there’s always a possibility of losing personal belongings like passports, baggage, etc. If you want to secure yourself financially from the losses of personal belongings, you should choose this travel insurance add-on.

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