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Travel Insurance 444 views June 16, 2021
SBI General Insurance secures your journey by providing you a travel insurance policy (Business & Holiday). This is a comprehensive cover by which you can get financial protection against medical and other emergencies during your trip abroad. This policy is available to Indian residents undertaking bonafide trips abroad for business or holidays. The age limit for SBI Travel Insurance is 6 months – 70 years. Let’s check out this post below and know more about SBI Travel Insurance Plan.
Table of Contents
Under this policy, the insurer shall provide coverage against the following-
You can purchase this policy as
You can extend the policy period for single trip insurance up to 270 days. The extension will be provided after getting approval from the insurer. For an extension in the policy period, you need to pay an extra premium.
Automatic extension of 7 days and is provided to you in case of delay of public transport services. The insurer will provide automatic extension free of charge and is over and above any extension.
You can cancel your policy before the expiry of the policy period. Check how to do it.
Single Trip: If you haven’t undertaken a journey from the day of insurance, you can request for cancellation at least 14 days from the date of policy commencement. No refund of premium or part will be allowed if you have undertaken a journey.
Multi-Trip: The policy can be canceled any time, provided no claim has been made under this policy. Your refund amount will be pro-rata based on the time left for policy lapse.
Note: The insurer may cancel this policy at anytime by giving a 15-day notice period. On such cancellation, a pro-rata refund is issued to the insured. Cancellation can be done on the grounds of misrepresentation, fraud, non-disclosure of material facts, or non-cooperation of the insured person.
The insurer isn’t liable to pay for this insurance in case a claim arises out of the following:
You can file a claim under this policy by following the steps shown below:
Reimbursement: If the medical treatment is already received, submit the medical certificate, hospital bills and receipts to the insurer and seek reimbursement for the incurred medical expenses.
Note: Submit the claim form and all the required documents within 31 days of completing the trip.
You can notify the insurer about the claim using the following:
Under this travel insurance, you will get a free look period of 15 days from the date of receipt of the policy to review the terms and conditions. During this free look period, you can return the policy if you disagree with any of the terms and conditions. If you haven’t made any claim during the free look period, you will get a full refund.
Note: The free look period is not applicable in the case of Single Trip Insurance.