Travel Insurance 132 views June 15, 2021

New India Assurance Travel Insurance

New India Assurance provides a wide range of travel insurance plans by which you can secure your journey. It provides you financial help in case of unfortunate events like loss of baggage, illness, loss of passport, etc. Get more information on New India Assurance Travel Insurance Plans on this page below.

New India Overseas Mediclaim (Employment & Studies)

The insurer shall cover medical expenses incurred outside India due to bodily injury or disease. Under this policy, you’ll get coverage against the following:

  1. Medical / Repatriation Expenses covered up to USD 50,000
  2. Personal accident covered up to USD 10,000
  3. Loss of Checked-in Baggage covered up to USD 1,000
  4. Delay of Checked-in Baggage covered up to USD 100
  5. Loss Of Passport covered up to USD 150
  6. Personal Liability covered up to USD 2,00,000
  7. Reunion expenses covered up to USD 10,000
  8. Contingency insurance for students USD 750 for each month of completion of study

This policy comes in different variants such as:

  1. A-1 (Worldwide excluding USA/Canada)
  2. A-2 (Worldwide excluding USA/Canada)
  3. B-1 (Worldwide including USA/Canada)
  4. B-2 (Worldwide including USA/Canada)
  5. E-1 CFT (Worldwide including USA/Canada)
  6. E-2 CFT (Worldwide including USA/Canada)
  7. C (Worldwide excluding USA/Canada)
  8. D (Worldwide including USA/Canada)
  9. D-1 (Worldwide excluding USA/Canada)

Note: CFT Cover is available for Executives of Corporate clients and Partners of registered firms only. The coverage of anyone’s trip shouldn’t exceed 60 days.

New India Overseas Mediclaim Insurance Policy (Business & Holidays)

If you are a frequent traveler and looking for travel insurance for your business trips or family holiday, purchase this New India Travel Insurance that covers the following:

  1. Medical / Repatriation Expenses covered up to USD 50,000
  2. Personal accident covered up to USD 25,000
  3. Loss of Checked-in Baggage covered up to USD 1,000
  4. Delay of Checked-in Baggage covered up to USD 100
  5. Loss Of Passport covered up to USD 250
  6. Personal Liability covered up to USD 2,00,000

This policy comes in different variants such as:

  1. A-1 (Worldwide excluding USA/Canada)
  2. A-2 (Worldwide excluding USA/Canada)
  3. B-1 (Worldwide including USA/Canada)
  4. B-2 (Worldwide including USA/Canada)
  5. E-1 CFT (Worldwide including USA/Canada)
  6. E-2 CFT (Worldwide including USA/Canada)

Note: CFT Cover is available for Executives of Corporate clients and Partners of registered firms only.  The coverage of anyone’s trip shouldn’t exceed 60 days. The initial cover is up to 180 days under the Business & Holiday Plan, and an extension of 180 days is allowed, subject to a declaration of good health.

New India Suhana Safar Policy

New India Suhana Safar Policy provides you financial coverage against bodily injury sustained due to an accident and further resulting in death or disablement. The insurer will pay 100% of the sum insured in case of the following:

  1. Death
  2. Loss or physical separation of both hands or feet
  3. Loss or physical separation of one hand and one foot
  4. Loss or physical separation of one hand or one foot
  5. Complete and irrecoverable loss of sight in one eye
  6. Complete irrecoverable loss of sight of both eyes
  7. Total permanent disablement
  8. Loss or physical separation of one hand or one foot covered up to 50% of the sum insured
  9. Irrecoverable loss of sight of one eye is covered up to 50% of the sum insured
  10. Loss of each toe covered up to 4% of the sum insured
  11. Loss of hearing – each ear covered up to 15% of the sum insured
  12. Loss of each finger covered up to 8% of the sum insured
  13. Actual emergency incidental expenses arising out of an accident shall be covered up to INR 1,000/- per insured

Loss of or damage to personal items carried as accompanied baggage due to fire, riots, strike, malicious damage, storm, tempest, hurricane, flood, inundation, accident, theft or burglary shall be covered up to INR 500 per item. The total amount payable in respect of loss of or damage to baggage shall not exceed:

  1. INR 5000 in case one person is insured under this policy
  2. INR 10,000 in case two persons are insured under this policy
  3. INR 12,500 in case three persons are insured under this policy
  4. INR 15,000 in case four or more people are insured under this policy

Important Notes About New India Assurance Travel Insurance

  1. The age limit for New India Assurance Travel Insurance is 6 months to 70 years.
  2. The insurer may ask for the ECG printout with the report and Fasting blood Sugar and Urine Sugar, Urine Strip Test Report if you’re going on a trip for over 60 days. This is necessary if your age is more than 60 years and you’re visiting the USA/Canada. Whereas, if you’re visiting countries other than the USA/Canada, this condition shall apply if your age is above 70 years.
  3. First, $100 of all claims shall be borne from your end

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