Quote Form

Our representative will call you within few minutes
Travel Insurance 374 views July 10, 2021
ICICI Lombard Ride Safe Travel Insurance Plan provides customers financial protection against accidental and other hospitalization-related medical risks when travelling. One of the best things about this plan is that it provides coverage against different unfortunate circumstances like missed flight, baggage loss due to theft or robbery, etc. We’ve mentioned the key features of this Group Travel Insurance Plan below that you should check.
Want to know the features of the ICICI Lombard Ride Safe Travel Insurance Plan in detail? On this page, we will talk about the same that will help you understand this policy better. Let’s start!
Table of Contents
As we mentioned earlier, ICICI Lombard Ride Safe Travel Insurance Plan helps people in getting financial protection during their travel. To know more about this plan, we have discussed its features extensively that you should check.
Under this travel insurance plan from ICICI Lombard, the policy period will be the same as the travel period or trip.
If an insured member faces an injury due to an accident (during the travel period) that needs hospitalization or day care treatment, the policy will reimburse the expenses incurred on the same up to a specified limit. On accepting the claim under this benefit, the policy will also cover post-hospitalization expenses up to 90 days from discharge. The following hospitalization expenses will be reimbursed.
Note: You can also choose the Mobility Cover Option to get coverage against medical aids, including but not limited to wheelchairs, walking sticks, crutches, etc. due to an accident.
The policy will pay a cash amount daily during hospitalization, provided the insured person faces injuries due to an accident during the travel period. The benefit amount will be given for each completed day of hospitalization.
If an insured person needs to undergo OPD Treatment for the injuries faced by him or her due to an accident (During the travel period), the policy will reimburse the costs incurred on such medical expenses.
If an insured person needs to be transported to the nearest hospital for necessary treatment of injuries (happened due to an accident) via an ambulance, ICICI Lombard Ride Safe Travel Insurance Plan will reimburse the costs incurred on the same up to a specified amount.
Other than this, the policy also reimburses the expenses incurred on air transportation of the insured person during the travel period. The reimbursement will also include the cost of medical care during such transportation in an accident or catastrophe.
The policy will pay a definite amount if an insured person suffers an injury due to an accident (during the travel period), and the same results in death, permanent total/partial disability or total temporary disability within 365 days from the date of the accident. The benefits amount may vary according to the event.
Ride Safe Travel Insurance Plan also reimburses the loss or damage of clothes (uniform of employees or members of a group) during an accident.
On the payment of an additional premium, you can also get coverage against the expenses incurred on the modification of a home or vehicle resulting from an accident.
If an insured member dies during the travel period, the policy will reimburse the costs incurred on transporting the remains of the deceased person back to his/her place or city of residence from the place of death.
If an insured person fails to reach the departure point due to some emergency or an accident, the policy will reimburse the cost of the booking of the missed common carrier (domestic or international or both) up to a specified limit.
During the travel period, if an insured person loses his or her luggage and personal professions, the policy will cover the losses incurred on the same.
If an insured member loses his or her travel funds due to theft, loss or robbery, the policy will cover the losses up to a certain limit. Also, this travel insurance plan will reimburse the expenses incurred on the stay of the insured member in a hotel if the insured person or any other passenger (traveling with him or her) is unable to travel.
Under this benefit, the policy will cover the following losses or damages sustained by the insured member during the travel period.
If there is a mismatch in the type of common carrier during your travel period (opposite to what was assured or booked for at a cost), the policy will pay a fixed amount to the insured person.