Travel Insurance 381 views July 13, 2021

Future Generali Schengen & Worldwide Travel Insurance

With Future Generali Schengen & Worldwide Travel Insurance, you can protect yourself wherever you go. By choosing Worldwide Travel Insurance, you can secure yourself from unfortunate situations like sudden illnesses, loss of passport or luggage, etc. Whereas Future Easy Travel Schengen Plan is designed for individuals traveling to Europe on a Schengen visa for business or leisure. You can purchase the plan instantly online to enjoy your foreign trip without any worry.

Before we move to the next section, let’s check the key features of this plan mentioned below.

  1. Flexible sum insured options
  2. Multiple plan options
  3. Worldwide Service Provider
  4. Medical expenses cover due to accidents and sickness during your travel
  5. Option to choose the plan with/without the deductible
  6. Baggage delay and loss coverage (compensation for expenses incurred on emergency personal spending)
  7. Financial emergency assistance
  8. Worldwide coverage against accidental death or permanent total disability
  9. Travel Inconvenience Expenses Cover
  10. Compensation against legal liability
  11. Hassle-free claim settlement
  12. Emergency Medical Evacuation
  13. Arrangement of Emergency Medical Repatriation

On this page, we will be talking about them in detail to understand them better. Keep reading.

Let’s Understand the Features and Benefits of Future Generali Schengen & Worldwide Travel Insurance Plan

We are showing the features and benefits of the Future Generali Schengen & Worldwide Travel Insurance plan below. Please check.

Multiple Plan and Flexible Sum Insured Options

Under Schengen & Worldwide Travel Insurance, policyholders can choose from multiple sum insured and plan options according to their convenience. To know more, check the below table.

Travel Insurance PlanPlan OptionsSum Insured Options
Future Easy Travel WorldwidePearl, Topaz, Ruby, Emerald, Sapphire and Diamond50,000/ 1,00,000/ 2,00,000/ 3,00,000/ 4,00,000/ 5,00,000 USD
Future Easy Travel SchengenPearl, Sapphire and Diamond50,000/ 1,00,000/ 2,00,000 Euro

Coverage for Medical Expenses

The travel insurance plan from Future Generali also takes care of your expenses incurred towards the treatment of accidental injuries and sickness during the insurance period up to the sum insured. Policyholders also get the option to choose the plan either with or without deductible under the Medical Care Section. Under this benefit, the following expenses will be covered.

  1. Emergency Medical Evacuation
  2. Daily Hospital Allowances
  3. Emergency Sickness Dental Relief
  4. Continuation of Medical Treatment in India
  5. Repatriation of Mortal Remains

Travel Inconvenience Cover 

With Schengen & Worldwide Travel Insurance, you will also get coverage against the following inconveniences faced while travelling.

  1. Trip Delay
  2. Trip Cancellation
  3. Trip Curtailment
  4. Hijack Benefit
  5. Loss of Passport
  6. Checked-in baggage delay or loss
  7. Missed Connection

Personal Accident

If you face an accident (while you are abroad) during your insurance period and that results in death or permanent total disability, the policy will provide worldwide coverage up to 20,000 USD and 10,000 Euro for Worldwide and Schengen Travel Insurance, respectively.

Legal Liability Cover

With this policy, you can also get compensation against legal liability to pay the damage for third-party claims (for accidental injury or property damage). The coverage amount can go up to 2,00,000 USD or 1,00,000 Euro.

What is the Trip Duration under the Plan?

With the Future Generali Schengen & Worldwide Travel Insurance Plan, you can get coverage for a minimum of 1 to a maximum of 180 days. However, you get the option to extend your policy trip for the next 180 days according to your convenience.

Future Generali Schengen & Worldwide Travel Insurance Eligibility Criteria

Please check the important conditions related to the Schengen & Worldwide Travel Insurance Plan mentioned below.

  1. For adults, the entry age ranges from 18 to 70 years.
  2. The entry age for children can be as low as six months and can go up to 25 years.

What is Not Covered Under the Plan?

Have a look at the exclusions of the Future Generali Schengen & Worldwide Travel Insurance mentioned below.

  1. Pre-existing diseases & complications arising from the same
  2. Routine physical or other examination where there are no objective indications of impairment of normal health and medical expenses beyond the expiry of the policy period
  3. Self-inflicted injury or illness (Suicide, attempt to suicide or willfully self-inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV and AIDS)
  4. Pregnancy or related complications (Childbirth, miscarriage, abortion, or complication arising out of any of these)
  5. Loss or damage to the passport due to confiscation or detention by customs, police or any other authority
  6. Unreported losses (Within 24 hours of the discovery of the loss) and warlike actions
  7. Travel restrictions (Travel via ship, travel to Mansarovar, Haj and countries where travel restrictions have been issued by the Government of India)

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