Travel Insurance 207 views June 14, 2021

Digit Travel Insurance

If you are looking to travel smartly and safely, Digit Travel Insurance could be your perfect companion. The reason being it provides coverage against different incidents that can happen during your trip, such as flight delays, missed connections, loss of belongings and passports, medical emergencies, etc.

Before going any further, let’s look at the points mentioned below that make Digit Travel Insurance so popular among customers.

  1. Zero Deductible facility where you don’t need to pay while claiming
  2. Coverage for adventure sports such as scuba diving, bungee jumping, etc.
  3. Immediate compensation of INR 500 for flight delays
  4. No paperwork via a smartphone-enabled process
  5. Missed-call facility for claim initiation
  6. Worldwide support at over 216 countries & islands across the world

If you want to know more about Digit Travel Insurance, this post could be an informative read for you. Here, we will discuss its different travel insurance plans and their features & benefits. Let’s start!

Types of Digit International Travel Insurance

Digit International Travel Insurance comes in two variants from which individuals can choose according to their needs – Basic and Comfort Options.

We are discussing the features and benefits of each of these international travel insurance plans below to give you a clear understanding. Please check!

Digit International Travel Insurance – Basic Option

This travel insurance from Digit provides basic coverage against common mishappenings that you could face on an international trip. Have a look at its key features mentioned below.

  1. Emergency Accidental treatment during hospitalization & evacuation cover
  2. Costs of emergency medical treatment during trips – like hospital room rent, operation theatre charges, etc.
  3. Personal Accident cover
  4. Accidental death and disability cover
  5. Coverage against the delay of checked-in baggage (benefit amount if the baggage is delayed for more than 6 hours)
  6. Coverage against total loss of checked-in baggage
  7. Reimbursement of expenses in case your passport is lost, stolen or damaged

Digit International Travel Insurance – Comfort Option

With the Comfort Option from Digit International Travel Insurance, you will not only get coverage against the basic unforeseen situations on your trip but also protect yourself from major mishaps. To know more about it, check out its highlights.

  1. Emergency Accidental treatment during hospitalization & evacuation cover
  2. Costs of emergency medical treatment during trips – like hospital room rent, operation theatre charges, etc.
  3. Daily Cash Allowance during hospitalization (per day of hospitalization for a maximum of 5 days)
  4. Personal Accident or Disability cover during your trip
  5. Accidental death and disability cover during boarding, de-boarding or during flight
  6. Coverage against the delay of checked-in baggage (benefit amount if the baggage is delayed for more than 6 hours)
  7. Coverage against expenses incurred on the emergency dental treatment provided by a medical practitioner
  8. Pre-booked non-refundable expenses cover in case of your trip cancellation
  9. Benefit amount in case of a common carrier delay
  10. Cover for extra accommodation and travel in case of a missed connection
  11. Emergency cash if all your money is stolen
  12. Coverage against the emergency trip extension (cost of hotel extensions and return flight rescheduling)
  13. Trip abandonment cover (cover for alternate travel arrangements and non-refundable travels costs)
  14. Personal liability and bail bond in case there are any legal charges against you while traveling
  15. Coverage against total loss of checked-in baggage
  16. Reimbursement of expenses in case your passport is lost, stolen or damaged

What are the Key Features of Digit Travel Insurance?

We are showing some key features of the Digit Travel Insurance that you should check before purchasing a plan.

  1. You can choose a Digit Travel Insurance plan at an affordable premium that starts from INR 206.
  2. Digit Travel Insurance offers a claim process that can be done using your smartphone. So, you don’t need to worry about the tiresome documentation process.
  3. You can get coverage in around 216 countries and islands across the world. So, you can travel without any worry.
  4. In case your flight is delayed for 4 or more hours, Digit will automatically transfer INR 500 – 1,000 to your bank account as a flight delay benefit.
  5. Individuals can also choose from different cover options to enhance their overall protection – Adventure Sports, Trip Cancellation, Medical Cover, Flight Delay, Delay of Checked-in Baggage, Loss of Passport, Daily Emergency Cash, etc.

How to File a Claim for Digit Travel Insurance?

You will need to follow the steps mentioned below to file a claim for your Digit International Travel Insurance Plan.

Step 1: Firstly, you will need to contact Digit Insurance. If you are in India, call at 1800-258-5956 or drop a missed call at +91-7303470000 (if you are abroad). You will get a call back in 10 minutes. You can also do this via email.

Step 2: Representatives from Digit Travel Insurance will call you regarding the claim and send you a link. You will need to upload the required documents and your bank account details on this link.

Step 3: Digit will verify all the details and transfer the coverage amount to your bank account after successful approval.

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