Travel Insurance June 11, 2021

Bharti AXA Travel Insurance provides you coverage against travel emergencies like medical expenses, delay of checked-in baggage or total loss of checked-in baggage, missed connection, financial emergency assistance, etc. You should know that travel insurance is an essential piece that you must have when you travel abroad. And Bharti AXA helps you in this by providing you a wide range of policies so that you can enjoy your travel experience. Let’s know more about the Bharti AXA Travel Insurance Policies in detail on this page below.

Types of Bharti AXA Travel Insurance

There are different types of travel insurance that you can purchase from Bharti AXA based upon the travel destination or the type of traveler you are. Have a look at the Bharti AXA Travel Insurance Plans.

Bharti AXA Schengen Travel Insurance

You can buy Schengen Travel Insurance and get the following benefits from the insurer, such as:

Medical CoverTravel CoverAdditional Cover (available on Schengen Platinum variant only)
Coverage for medical expenses including repatriation & emergency medical evacuation

Dental Treatment Expenses

Personal Accident Cover

Accidental Death and Dismemberment Cover

Daily Allowance in case of hospitalization

Compassionate visit including round trip and stay expenses of the immediate family member.
Loss of Passport and documents

Total loss of checked baggage

Delay of checked baggage

Trip Delay

Trip Cancellation and Interruption

Missed Connection

Personal Liability

Hijack Distress Allowance
Home Fire Insurance – Contents

Home Burglary Insurance – Contents

Bharti AXA Schengen Travel Insurance comes in three different variants Silver, Gold & Platinum, and the premium starts from INR 699.

Bharti AXA Worldwide Overseas Travel Insurance (Excluding USA/Canada)

For your long trips, this Bharti AXA Travel insurance is suitable as it provides coverage against all possible eventualities, whether you are traveling solo or with your family. The policy coverage is as follows:

Medical CoverTravel CoverAdditional Cover (available on Regular & Essential variant only)
Coverage for medical expenses including repatriation & emergency medical evacuation

Dental Treatment Expenses

Personal Accident Cover

Accidental Death and Dismemberment Cover

Daily Allowance in case of hospitalization

Compassionate visit including round trip and stay expenses of the immediate family member.
Loss of Passport and documents

Total loss of checked baggage

Delay of checked baggage

Trip Delay

Trip Cancellation and Interruption

Missed Connection

Personal Liability

Hijack Distress Allowance

Loss of Deposit or cancellation - Hotel and Airline

Financial Emergency Assistance

Overbooked Flight

Emergency accommodation
Home Fire Insurance – Contents

Home Burglary Insurance – Contents

Legal expenses

Pet Care

Bail Bond

This Bharti AXA Travel Insurance comes in three different variants as Basic, Regular and Essential.

Bharti AXA Travel Assure – Group Overseas Travel Insurance

This policy is designed to cover a group of members employed by an organization or company. Under this policy, the insurer shall cover the following expenses incurred during the policy period.

Medical CoverTravel Cover
Coverage for medical expenses including repatriation & emergency medical evacuation

Dental Treatment Expenses

Personal Accident Cover

Accidental Death and Dismemberment Cover

Daily Allowance in case of hospitalization

Compassionate visit including round trip and stay expenses of the immediate family member.

University Excess Medical Cover
Loss of Passport and documents

Total loss of checked baggage

Delay of checked baggage

Trip Delay

Trip Cancellation and Interruption

Travel Inconvenience

Missed Connection

Personal Liability

Hijack Distress Allowance

Financial Emergency Assistance

Loss of gadgets

Loss of international driving licence

Mugging Benefit

Debit / Credit Card / Forex Card Fraud

Study Interruption

Sponsor Protection

Home Country Cover

Bail Bond

University Insolvency

Missed/Delay Event

Loss of Deposit or Cancellation (Hotel & Common Carrier)

Overbooked common carrier

Legal expenses

Pet care

Bharti AXA SmartTraveller Insurance Policy (Corporate)

Under this Bharti AXA Travel Insurance, the coverage is as follows:

  1. Hospitalization of more than 24 hrs
  2. Pre and Post-hospitalization expenses
  3. Daycare procedures 
  4. Critical illnesses cover
  5. Hospital daily cash benefit of USD 25/50/100 per day
  6. OPD, Dental, Maternity coverage
  7. Emergency or Travel Medical Assistance

Optional Travel Insurance for E-ticket passengers – Indian Railway Catering and Tourism Corporation

This scheme is designed to benefit all the passengers who have booked an e-ticket through the IRCTC site and opt for this insurance cover. The benefit under this policy is payable irrespective of the class of the ticket, provided the accident takes place during actual departure to the actual arrival of the train. Here, the insured will get coverage against the following:

  1. Death
  2. Permanent Total Disability
  3. Permanent Partial Disability
  4. Hospitalization Expenses for Injury
  5. Transportation of mortal remains

Any payment in case of more than one claim in respect of any insured person shall not exceed the sum insured. However, the carriage of the dead body of the insured and medical expenses would be payable in addition to the sum insured.

Smart Traveller Insurance Policy (Student)

This policy covers students aged 16-40 years who are proceeding for academic courses in a Foreign country. This Bharti AXA Travel Insurance policy will be issued for a minimum of 30 days and a maximum of 2 years, which can be extended. Under this policy, the student gets coverage against the following:

  1. Medical Expenses, Repatriation and Emergency Medical Evacuation
  2. Study Interruption
  3. Dental Care Expenses
  4. Personal Accident
  5. Accidental Death & Permanent Total Disability – Common Carrier
  6. Daily Allowance in case of Hospitalization
  7. Compassionate Visit
  8. Loss of Passport, Traveller’s cheques, Travelling tickets/documents
  9. Total Loss or Delay of checked-in Baggage
  10. Personal Liability
  11. Bail Bond
  12. legal expenses

This policy comes in four different variants, such as Standard, Silver, Gold & Platinum, and the premium starts from INR 1,888.

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