Quote Form
Request successfully submitted
Our representative will call you within few minutes
Term Insurance 1759 views January 4, 2021
Life is full of uncertainties, so you should have insurance for yourself and your family. And in this page we will compare SBI Life – eShield vs HDFC Click 2 Protect 3D Plus term plan. Let’s first read what these plans are before comparing them to find the right pick for you.
HDFC Click 2 Protect 3D Plus Term Plan is a non-linked non-participating term insurance plan that provides life cover up to INR 1 Crore at a premium of INR 521 per month under the income option. This plan will provide you financial cover against 3D’s of life which are Death, Disability & Disease. Also, there is a return of premium option, so if the policyholder survives till the policy term, the company will return the premium paid by him.
Whereas, SBI Life -eShield Plan is an Individual, Non-Linked, Non-Participating Life Insurance Pure Risk Plan that comes with the benefits of Level Cover and Increasing Cover. The plan has an in-built Accelerated Terminal Illness Benefit, and you may opt for Rider Benefits to increase the scope of protection by paying an additional premium for it. And you will be rewarded with a lower premium if you are a non-smoker. Now that we know what these plans are, we should compare them and choose the right one for ourselves.
Table of Contents
Compare SBI Life – eShield vs HDFC Click 2 Protect 3D Plus Term Plan Benefits
It is important to know the insurance policy benefits and to make this easier for you, we have presented both SBI Life – eShield and HDFC Click 2 Protect 3D Plus benefits in the table below. Let’s read their benefits and see which offers more.
| Particulars | Compare SBI Life - eShield | HDFC Click 2 Protect 3D Plus |
|---|---|---|
| Death Benefit | Depends upon your Benefit Structure, provided you have paid all the premiums till the date of death and the policy is in force as on the date of death. |
|
| Accidental Total Permanent Disability | The Rider Sum Assured will be payable if you have chosen this Rider during the policy term, provided the Rider Policy is in force. |
|
| Critical Illness | N/A | Premium Waiver under 3D life option and 3D life long protection option. |
| Accidental Death | The Rider Sum Assured is payable, in case you die within 120 days of the accident |
|
| Maturity | N/A | Total Paid Premiums are returned at maturity date under the Return of Premium Option |
Conclusion
So now after comparing SBI Life – eShield vs HDFC Click 2 Protect 3D Plus Term Plan, you must know which will serve you the best, so buy your insurance policy today!