Term Insurance 2313 views November 28, 2019

Sahara Term Insurance

Sahara India Term Plan is considered among the ideal life insurances to protect one’s family financially as they are known to provide high sum assurance at low premiums. They are one of the few initial life insurance companies under the private sector and the first that is wholly Indian-owned. Sahara Term insurance makes it to the list of top life insurance companies in India.

Term Insurance

To know the right life insurance cover, please fill the details below and our policy experts will get in touch with you


Sahara Term Insurance Plans

Sahara India Life Insurance Term Plan has a remarkable claim settlement ratio of 90.16% for FY 2018-19. The insurance offered is explained below;

Sahara Life Suraksha Kavach Plan

This insurance protects the best interests of the insured and has a good sum assured. You can refer to the features and benefits of the plan below-


  1. The minimum age while buying insurance should be 18 years, while the maximum age won’t exceed 50 years
  2. The term starts from 15 years at a minimum going up to 20 years at maximum.
  3. You should pay the premium on time to avoid an additional fee, and the maximum age allowed for the insured is 65 years
  4. Premium Payment Modes – Yearly/Half-Yearly/Quarterly/Monthly
  5. The death benefit will be paid in a lump sum, and there are no maturity benefits whatsoever
  6. You can customize the insurance with an accidental death rider as well.


  1. They provide protection at a low cost
  2. The added bonus for leading a healthy lifestyle and optional accidental death benefit rider
  3. The premium can be paid monthly or annually as per your preference.
  4. Lastly, a tax benefit is also provided on premium amounts and payouts

How to Process the Sahara Term Insurance Claim?

To register a claim, you can either intimate the company with a duly signed form having all the necessary documents or contact the customer care. Alternatively, you can email at grievance.life@sahara.in

After the claim is registered successfully, the claimant will receive the sum assured.

Documents for the Claim

The following are the documents you need to submit along with the duly filled form:

  1. Original copy of the policy and passbook statement
  2. Death Certificate
  3. Treatment records from the hospital/ Statement from the physician
  4. Claimant’s Photo Identification and address proofs
  5. If any Post-mortem/ chemical viscera report
  6. Police Reports/ F.I.R. for unnatural death

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