Term Insurance 1202 views October 31, 2018

Term insurance, in itself, is the cheapest and purest form of insurance product. Sans any savings or investment component, the premium rates of term plans are lower than any other insurance plan or investment vehicle.

Term Insurance

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Furthermore, premium rates must not be the only criteria for choosing term insurance products. While choosing a term insurance plan, choose the insurer with the highest claim settlement ratio. Then look closely for the entry age, exit age, policy period and flexibility of premium payment modes. Then compare the life cover offered by various insurers corresponding to their premium rates. Remember that you are availing a life cover to secure your family. Ensure that you choose the insurer based on necessary factors like brand reputation and claim settlement ratio before deciding to pay for any particular term policy.

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