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Term Insurance 3854 views November 15, 2018
A term insurance plan is essentially an income replacement plan that involves death benefits doled out to the nominee(s) in case of sudden death of the policyholder during the term policy.
Insurance companies typically refrain from accepting term insurance applications from those who are unable to show any income. However, if clubbed with investments, unemployed students may consider buying unit-linked investment plans (ULIPs). Also, non-earning people do not need to buy term life insurance.