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Online Premium Payment 750 views June 29, 2021
Future Generali offers several online and offline methods to help you pay the premium of your life insurance policy. Without paying the premium on time, your policy will stop giving you the benefits. So, it is important to understand the different methods to make the Future Generali Life Insurance Premium Payment on time.
Go through this page to understand these methods and how you can revive your lapsed policy if that becomes your case later. Let’s start without any further delay!
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Future Generali Life Insurance offers multiple and convenient premium payment options from which you can choose according to your convenience. We are discussing all of them below that you should check.
It is one of the best ways to pay your renewal premium online in a few simple steps. You can use your net banking, credit or debit card to pay the premium following the steps below.
Registered users can log in to their accounts with their username, registered mobile number, email address, policy number or client ID and password.
One of the best things about Future Generali Life Insurance Premium Payment is that you can do it with the Interactive Voice Response (IVR) option. To do the same, you will need to follow the steps mentioned below.
Note: You Should also keep your policy number and card details ready to ensure smooth processing.
You can also make Future Generali Life Insurance Premium Payment at the nearest branch with any of the following –
Note: The working hours of Future Generali Branches stand from 9.30 am to 6:00 pm (Monday – Friday) and last Saturday. These hours, however, can change from time to time.
You can also pay the premium amount towards your policy at any of the nearest SBI, Axis and ICICI Bank branches through cash, local cheque or demand draft. After paying the premium, you can collect your payment acknowledgment receipt from the bank.
Common Service Center is a Government of India-authorized collection center implemented under the National e-governance Plan (NeGP). You can renew your Future Generali policy by cash payment up to INR 49,999 at any of the 1.3 lakh CSCs across India.
You can set standing instructions on your Master or Visa Credit cards and Debit cards of ICICI Bank, Canara Bank and Kotak Mahindra Bank. To set up the facility, you will need to submit your policy number and date of birth. Once you successfully register it, the premium amount will be deducted from your card or account on the due date.
You can also pay the Future Generali Life Insurance Premium via an electronic bill payment process for which you only need to register on your respective bank’s website.
You can download the certificate of all your premiums paid. For this, you will need to select your policy number, date of birth and the financial year (for which you require the certificate).
If you miss paying the premium within the grace period (15 days for monthly premium payment mode and 30 days for quarterly, half-yearly and yearly payment mode), your policy will get lapsed. In such a case, you can revive your lapsed policy based on the following factors.
Note: If the lapse period is less than 30 days, you can renew your policy without any interest. However, for more than 30 days, you will need to pay interest on the reinstatement premium.