Online Premium Payment 181 views July 5, 2021

Future Generali Health Insurance Premium Payment

When you purchase a Future Generali Health Insurance policy, you need to make the renewal premium payment towards your policy after paying the first premium at inception. If you miss the payment, you will not get the policy benefits. That’s why it is necessary to understand the Future Generali Health Insurance Premium Payment process and its other aspects such as the grace period and different payment frequencies. Go through this page to understand the same. Let’s start!

Term Insurance

To know the right life insurance cover, please fill the details below and our policy experts will get in touch with you

+91

How to Make Future Generali Health Insurance Premium Payment?

Future Generali offers customers a simple and convenient process by which they can pay the renewal premium. We are showing the steps to make the Future Generali Health Insurance Policy Premium Payment. Have a look.

  1. Firstly, go to the official website of Future Generali Life.
  2. Here, you will see ‘Customer Service’ among different options on the top of the homepage.
  3. On clicking this option, you will reach a page where you will see the option of ‘Premium Payment Online’.
  4. You will go to a page where you will see two options to pay your premium online – Quick Pay or Pay via Login.

Quick Payment Option

  1. Enter your policy number.
  2. You will see the policy and premium information. Confirm your details.
  3. Make your payment using your Credit card, Debit card or Net Banking.

Premium Payment Via Login

Registered users can make the Future Generali Health Insurance Premium Payment online using a Credit Card, Debit Card, Net Banking, Wallets, etc. You can also register for AutoPay to start the automatic deduction of premium on the due date.

  1. If you are a registered user, choose the ‘Pay Now’ option.
  2. You will be redirected to a page where you can log in using your policy number, registered mobile number, registered email address or date of birth of proposer or policyholder.

If you are a first-time user, you can register yourself by visiting the customer service section of Future Generali Health Insurance. Once you click on this option, you can register yourself using any of the following options.

  1. Email ID
  2. Client ID
  3. Mobile Number
  4. Policy Number

Enter any of the options mentioned above and the date of birth of the life assured to complete the registration process.

Premium Payment with FG Life Customer Application

You can download the FG Life Customer Application from the respective app stores (Google Playstore or iOS App Store) on your phone to make the premium payment. Just log in with your details and pay using any of the preferred payment methods.

Benefits of Regular Payments of Future Generali Health Insurance Premium

You can enjoy several benefits by making your Future Generali Health Insurance Premium Payment on time. We are showing them below. Have a look.

  1. You will continue to get your health insurance policy benefits if you make the premium payment on time.
  2. On making regular premium payments, you will also be eligible for the tax benefits on the premium paid towards the policy under Section 80D of the Income Tax Act, 1961.
  3. The insurer may also give a loyalty discount on premiums if you pay the same on time.

What are the Different Premium Payment Frequency Options?

If you purchase a health insurance plan from Future Generali, you get different options to make the premium payment. Future Generali offers two health insurance plans. We are showing their premium payment mode options in the below table. Please check!

Health Insurance PlansPremium Payment Frequency
Future Generali Heart & Health Insurance PolicyMonthly
Quarterly
Half-yearly
Annually
Future Generali Cancer Protect PlanAnnual and Monthly (In Case of Regular Premium Payment)

Important Note: You can change the premium payment frequency according to your need. However, the same will be applicable from the next anniversary of your health insurance policy. To change the frequency, you will need to download the payment frequency change form and submit it at the nearest Future Generali branch.

Grace Period for Making Future Generali Health Insurance Premium Payment

Future Generali provides a grace period of 30 days for annual, half-yearly and quarterly mode)and 15 days (for monthly modes) from the premium payment due date. Within this period, you can pay your missed premium amount. Also, if you file a valid claim under the policy during your grace period, you will get the coverage amount. Future Generali will deduct the due premium from the coverage benefit.

People Also Read