United India General Insurance Network Hospital List in Kolkata

Checking the availability of an insurer’s network hospitals is the due diligence you should do before purchasing a health insurance policy. The reason being a higher number of hospitals provide you the convenience of getting cashless treatment (up to the sum insured limit) anywhere. United India General Insurance has more than 7,000 network hospitals across India, out of which 141 are in Kolkata. In a medical emergency, you don’t need to pay hospitalization bills at these network hospitals. On this page, you can go through the United India General Insurance Network Hospital List in Kolkata for a hassle-free claim experience. Let’s start without any further ado.

List of United India General Insurance Network Hospitals in Kolkata

In the below table, you can check the United India General Insurance Network Hospital List in Kolkata with addresses.

Cashless Claim Process at United India General Insurance Network Hospitals in Kolkata

You can receive cashless claims when getting treated at any of the United India General Insurance Network Hospitals by following the steps mentioned below.

Step 1: Choose the nearby or convenient network hospital to get the due treatment. In case of planned hospitalization, you will need to intimate the TPA in advance with the name and addresses of the chosen network hospital. If it’s an emergency hospitalization, intimate your TPA immediately on admission.

Step 2: Upon admission, the hospital will send a pre-authorization cashless request to the Third-party Administrator (TPA). The insured person and hospital authorities will need to sign the request form with the details of admission, illness, proposed line of treatment and expense estimates.

Step 3: Before approving your claim request, United India General Insurance will go through all these details. After discharge, pay the difference of coverage amount (disallowed under your health insurance policy).

Note: After your treatment, you can file a claim for pre and post-hospitalization expenses separately. You will need to submit the original documents to the TPA within seven days of discharge.

What if United India General Insurance Network Hospitals in Kolkata aren’t Nearby?

Well, in such a situation, you can get yourself hospitalized at a nearby non-network hospital for due treatment. Pay the expenses upfront and file a reimbursement claim after discharge by following the steps mentioned below.

Step 1: Intimate your hospitalization to the TPA or United India Office (if non-TPA) immediately and within 24 hours of emergency admission.

Step 2: While getting discharged, obtain the discharge summary, copy of the investigation report and other necessary documents from the hospital authorities. Submit the following documents in original to the TPA or office within seven days of discharge for a hassle-free claim settlement.

• Duly-filled claim form issued by the insurer
• Discharge summary of hospital
• Doctor’s certificates and prescriptions
• Final hospital bills
• Laboratory and other investigation reports
• Pharmacy bills and all related documents

As soon as you get successful approval, the insurer will transfer the approved claim amount to your bank account within a few working days.