HDFC ERGO Network Hospitals in Ghaziabad

People tend to choose a health insurance company with a large number of network hospitals across India. That’s why HDFC ERGO, which has more than 10,000 network hospitals across India, is one of the popular options among customers. HDFC ERGO Network Hospitals in Ghaziabad stand at 86 where policyholders can get the treatment without paying for the same.

We will show the names of HDFC ERGO Network Hospitals in Ghaziabad along with their addresses so that you can choose accordingly. You can also understand the cashless claim process. So, let’s start!

HDFC ERGO Network Hospital List in Ghaziabad

The following table can help you know HDFC ERGO Network Hospitals in Ghaziabad and their respective addresses. Please check!

Note: If you want to check the complete list of network hospitals in India, visit the official website of HDFC ERGO.

Cashless Claim Process at HDFC ERGO Network Hospitals in Ghaziabad

Knowing HDFC ERGO Network Hospitals in Ghaziabad alone is not sufficient to get a claim successfully. You should also know the steps to file a cashless claim. Below are the steps that you could see and implement in real-time.

Step 1: Get yourself hospitalized at one of the nearest HDFC ERGO Network Hospitals in Bangalore. Also, inform HDFC ERGO at least 2 to 4 days before a planned hospitalization, while within 24 hours of admission in case of emergency hospitalization to get a successful claim.

Step 2: Once hospitalization is done, show your HDFC ERGO Health card for identification along with a valid photo ID from the following documents –

1. Passport
2. Voter ID Card
3. PAN Card
4. Aadhar Card
5. Driving Licence

Step 3: To validate the cashless claim request, the network hospital will send the pre-authorization request to HDFC ERGO.

Step 4: Third-Party Administrator (TPA) or HDFC ERGO will assess your details and approve the claim accordingly. Policyholders will get timely updates at every stage of the claim process through SMS or email.

Step 5: HDFC ERGO will directly settle the claim as per the terms and conditions of your health insurance plan. Also, do remember that you will need to pay any inadmissible expenses as HDFC ERGO will not bear the same.

What to Do if Your Cashless Claim Gets Rejected at HDFC ERGO Network Hospitals in Ghaziabad?

In such a case, you can file a reimbursement claim after getting discharged from an HDFC ERGO Network Hospital in Ghaziabad. To get the same, you will need to submit the following documents to HDFC ERGO using its online module or via email along with the claim form mentioning your policy number.

1. Medical certificate
2. Past treatment documents (if any)
3. Original Discharge summary or card from the hospital
4. All bills and receipts incurred towards the treatment
5. Investigation reports such as X-ray, Blood reports, etc.
6. FIR or Medico-Legal Certificate (In case of an accidental injury)
7. NEFT details for payments

HDFC ERGO will review these documents to approve your claim. Once your claim is approved, HDFC ERGO will transfer the reimbursement amount to your bank account within 7 days of the last document received.