HDFC ERGO Network Hospitals in Chennai

HDFC ERGO Health Insurance policyholders can get cashless treatment at any of its 10,000+ network hospitals across India. The number of cashless HDFC ERGO Network Hospitals in Chennai stands at 303. If you get admitted to any HDFC ERGO Network Hospital in case of a medical emergency, you don’t need to pay any bills incurred on treatment.  So, in this article we will show you a list of HDFC ERGO Network Hospitals in Chennai Apart from the list, you can also get to know about the cashless claim process.

List of HDFC ERGO Network Hospitals in Chennai

The table can provide you all the necessary information regarding the HDFC ERGO Network Hospitals in Chennai. So, do check the table to find the nearest network hospital.

Note – You can also refer to the official website of HDFC ERGO to know the complete list of network hospitals.

Cashless Claim Process at HDFC ERGO Network Hospitals in Chennai

Knowing the cashless claim process will only help you get treatment easily and quickly at any of the HDFC ERGO Network Hospitals in Chennai. Check the following steps for filing a cashless claim.

Step 1: Get yourself admitted to the nearest or convenient HDFC ERGO Network Hospital in Chennai.

Step 2: After getting hospitalized, you will need your HDFC ERGO Health card to validate your identity. Other than this, you will also need to submit a valid photo ID from the following documents –

1. Passport
2. Voter ID Card
3. PAN Card
4. Aadhar Card
5. Driving Licence

Step 3: In this step, the respective network hospital will process the pre-authorization request to HDFC ERGO.

Step 4: HDFC ERGO or Third Party Administrator (TPA) will review the details and decide accordingly. The insurance company will send regular updates during every stage of the claim process to the policyholder via text or email.

Step 5: HDFC ERGO will directly settle the claim as per the terms and conditions of your health insurance plan. Remember HDFC ERGO will not pay any inadmissible expenses. You will have to pay for the same from your pocket.

Note: Do intimate HDFC ERGO about the hospitalization as soon as possible to get a successful claim.

What to Do if Your Cashless Claim Gets Rejected at HDFC ERGO Network Hospitals in Chennai?

In such cases, you can file a reimbursement claim after getting discharged from the hospital. To file the same, you will need to submit the following documents to HDFC Ergo using an online module or email.

1. Duly-filled claim form along with policy number
2. Medical certificate
3. Past treatment documents (if any)
4. Original Discharge summary or card from the hospital
5. All bills and receipts incurred towards the treatment
6. Investigation reports such as X-ray, Blood reports, etc.
7. FIR or Medico-Legal Certificate (In case of an accidental injury)
8. NEFT details for payments

HDFC ERGO will review these documents and approve the claim upon successful verification. Once approved, policyholders will get the reimbursement amount into their bank accounts within 7 days from the last necessary document received (up to 30 days in case further verification is needed).