Quote Form

Our representative will call you within few minutes
Bike Insurance 944 views November 5, 2018
Claiming two-wheeler insurance policies bought online can be tricky as the insurance web aggregator is involved in only the purchase and renewal of the policy and has nothing to do with claim settlement. To ensure hassle-free claim in future, if and when required, prefer to opt for a cashless settlement. However, you may ask your insurer to reimburse the amount you had expended on the repair of your vehicle.
Cashless Settlement: As the name suggests, the claim made under this process is completely cashless in nature. Based on a similar concept earlier introduced to entice more people to buy health insurance policies, the cashless claim facility in two-wheeler insurance comes with a host of advantages that the insured can benefit from. As per this facility, the insurer will have tie-ups with authorized garages, also called the network garages. The policyholder can take the two-wheeler vehicle to one of these garages for repairs post-accident. The biggest benefit is that the policyholder will not be required to pay charges for the repair work done as the insurer would be paying charges on behalf of the policyholder.
Claim Through Reimbursement: However, your vehicle may be in urgent need of repairs. In such an event, you may consider getting your vehicle repaired and inform the insurer accordingly. It is important to keep the following points in mind.
However, while claiming the cover amount, you will be required to submit some necessary documents including:-
Whether bought online or offline, the claim process is more or less similar. If you are finding it difficult to connect with the company to register your claim, you may also call the helpline number of the insurance web aggregator from whom you had bought the policy. Every web aggregator, these days, has a dedicated department to handle claims, to assist in its role of claim assistance.