Bike Insurance 1199 views April 14, 2021

Bajaj is a popular bike brand in India, and if you have purchased one or are going to get one, ensure that you get two wheeler insurance for it. The reason being Bajaj insurance will protect you against possible untoward incidents like accidents, theft or natural/man-made calamities. Keep reading this page below and learn more about Bajaj two wheeler Insurance.

Types of Bajaj Two Wheeler Insurance

Insurance providers provide two types of Bajaj two wheeler insurance policies-

Third-Party Liability Insurance

As per the Motor Vehicles Act, 1988, two wheeler owners should have third-party liability insurance if they want to drive on Indian roads. Under this type of Bajaj Insurance, you’ll get coverage for the damages/losses caused by your bike to third-party individuals, vehicles or property.

Comprehensive Insurance

This type of two wheeler insurance protects you against damages/losses that occur to or by your Bajaj vehicle. The compressive cover provides coverage against risks arising from-

  1. Natural or man-made calamities
  2. Fire
  3. Explosion
  4. Self-ignition
  5. Lightning
  6. Burglary, housebreaking or theft
  7. Riot and Strike
  8. Accident
  9. Malicious acts
  10. Terrorist activity
  11. Landslide/Rockslide
  12. Third-party liability

Top Insurance Providers for Your Bajaj Bike

You can purchase Bajaj Insurance for your bike from the following insurers. Compare the below-mentioned offers and shortlist the insurance provider-

Bajaj Insurance CompanyBenefitsBajaj Bike Models Covered Under InsuranceAdd-OnsNetwork Garages
HDFC ERGO General Insurance

  1. Maximum 70% discount on premium payments

  2. Unlimited claims for third-party liability

  3. Coverage against - accidents, fire & explosion, theft, calamities

  1. Bajaj Discover

  2. Bajaj Pulsar

  3. Bajaj Dominar

  4. Bajaj Avenger

  5. Bajaj Platina

  1. Zero Depreciation Cover

  2. Emergency Assistance Cover

ACKO General Insurance

  1. Personal accident cover

  2. Cover for damages/losses due to natural and man-made calamity

  3. Loss due to fire, explosions

  4. Theft cover

  5. No claim bonus up to 50%

  1. Bajaj Pulsar 125

  2. Bajaj Pulsar 150 Neon

  3. Bajaj Pulsar 150

  4. Bajaj Pulsar 150 Twin Disc

  5. Bajaj Pulsar 180F

  6. Bajaj Pulsar 220F

  7. Bajaj Pulsar NS160

  8. Bajaj Pulsar NS200

  9. Bajaj Dominar 250

  10. Bajaj Pulsar RS200

  11. Bajaj Dominar 400

  12. Bajaj Avenger Street 160

  13. Bajaj Avenger Cruise 220

  14. Bajaj Platina 100 ES

  15. Bajaj CT 100

  16. Bajaj Platina 110 H Gear

  17. Bajaj CT110

  18. Bajaj Chetak

  1. Zero Depreciation Cover

  2. Return to Invoice Cover

Go Digit General Insurance

  1. Smartphone-enabled self-inspection

  2. Quick and Paperless claim processing

  3. Cashless repairs for your damaged bike

  4. 24x7 customer support

  5. Customize the IDV of your bike as per your choice

  6. Coverage against - accidents, theft, fire, natural and man-made disasters, personal accident, third-party losses

  1. Bajaj Pulsar

  2. Bajaj Platina

  3. Bajaj Avenger

  4. Bajaj Discover

  5. Bajaj Dominar

  6. Bajaj CT 100

  7. Bajaj V15

  8. Bajaj Boxer

  9. Bajaj Caliber

  10. Bajaj V12

  11. Bajaj XCD

  12. Bajaj Chetak

  1. Engine and gear protection cover

  2. Zero depreciation cover

  3. Breakdown assistance

  4. Return to invoice cover

  5. Consumable cover

Bharti AXA General Insurance

  1. Third party liability cover

  2. Theft cover

  3. Loss and damage cover for natural and man-made disasters

  1. Bajaj Avenger

  2. Bajaj Avenger 220 Street

  3. Bajaj Avenger Street 150

  4. Bajaj Boxer

  5. Bajaj Bravo

  6. Bajaj Byk

  7. Bajaj Caliber

  8. Bajaj Chetak [1972-2006]

  9. Bajaj Classic 1994

  10. Bajaj Ct

  11. Bajaj CT100

  12. Bajaj Cub

  13. Bajaj Discover

  14. Bajaj Discover 100 T

  15. Bajaj Discover 125

  16. Bajaj Discover 125 M

  17. Bajaj Discover 125 ST

  18. Bajaj Discover 125T

  19. Bajaj Pulsar 180

  20. Bajaj Pulsar 200

  21. Bajaj Pulsar 220 DTS-i

  22. Bajaj Pulsar 220F

  23. Bajaj Pulsar 220 Fi

  24. Bajaj Pulsar 220S

  25. Bajaj Discover 135

  26. Bajaj Discover 150

  27. Bajaj Discover 150F

  28. Bajaj Discover 150S

  29. Bajaj Dominar 400

  30. Bajaj Kristal

  31. Bajaj Legend

  32. Bajaj M80

  33. Bajaj Platina

  34. Bajaj Priya

  35. Bajaj Pulsar 135 LS

  36. Bajaj Pulsar 150

  37. Bajaj Pulsar AS200

  38. Bajaj Pulsar NS150

  39. Bajaj Pulsar NS200

  40. Bajaj Pulsar RS200

  41. Bajaj Saffire

  42. Bajaj Spirit

  43. Bajaj Super

  44. Bajaj Wave

  45. Bajaj Wind

  46. Bajaj Xcd

  1. Depreciation Cover

  2. Roadside Assistance

  3. Engine & GearBox Protection Cover

  4. Invoice Price Cover

Liberty General Insurance

  1. Cashless repair service

  2. Coverage against - natural or man-made causes

  1. Bajaj Discover 125T

  2. Bajaj Pulsar 180

  3. Bajaj Pulsar

  4. Bajaj Bravo

  5. Bajaj Byk

  6. Bajaj Caliber

  7. Bajaj Chetak

  1. Roadside assistance cover

  2. Engine safe cover

  3. Depreciation cover

Reliance General Insurance

  1. Premium starts from INR 3/day

  2. Zero paperwork

  3. Cashless repairs

  4. Hassle-free claim settlement

  5. Easy renewal without inspection or paperwork

  1. Bajaj Platina

  2. Bajaj Pulsar

  3. Bajaj Avenger

  4. Bajaj Discover

  1. Nil Depreciation

  2. Daily Allowance Benefit​​​​​

  3. EMI Protection

  4. Helmet Cover


Bajaj Insurance Add-Ons

You can get extra coverage under your bajaj insurance by adding the following riders –

Zero Depreciation cover

Depreciation can reduce your bajaj bike Insured Declared Value (IDV), and this could impact your policy cover. So, if you don’t want that, purchase a Zero Depreciation add-on cover. This cover ensures that the depreciation value of your vehicle doesn’t impact the coverage amount.

Roadside Assistance

Roadside Assistance add-on cover helps you if your bike stops working during a ride. This helps you get the bike fixed on the spot for towing, and also provides a taxi service to help you reach your destination.

Consumables Cover

Consumables like oil, nuts and bolts, etc. are not covered under bajaj insurance. But if you purchase this add-on cover, you can save money on all those consumables.

Engine Protection cover

Due to constant use, your bike engine could have consequential damages too, so cover its repair expenses with this add-on cover

Return to Invoice cover

If your bike is damaged totally and there’s no scope for repair, this add-on cover ensures that you’ll get 100% compensation for bike loss.

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