Life Insurance 5442 views November 27, 2019

Future Generali India Life Insurance

Future Generali India Life Insurance Company Overview

Protecting and enhancing the lives of people has been the mission of Future Generali group. Established in 1831 in Italy, the company has made a strong presence in the insurance sector worldwide. From term plans to health insurances, the company offers an array of insurance plans to its customers. Future Generali India life insurance head office is located in Prabhadevi, Mumbai, and more than 100 of its branches are situated in all major cities across India, giving easy access to many customers.

NameFuture Generali India Insurance Company Limited
Company TaglineTotal Insurance Solutions
Managing Director & CEOAnup Rau
FoundedSeptember 2007
OwnerJV between Future Group, India and

Generali Group
Serving CountryIndia
ProductsMotor, Health, Travel, Home Insurance, Life
Total No of Employees1800+
Total No of Policy Holders11.9 lakh (Approx.)

Term Insurance

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Future Generali Term Plans

Future Generali term insurance plans help create a financial protection for your family in case you die during the policy term. These plans come at affordable premiums too. The following plans are offered under the life insurance category:

Future Generali Flexi Online Term Plan

This is a non-linked and non-participating pure life insurance plan that provides the basic cover of insurance. Some of the key benefits of this online plan are as follows:

  1. Gives a life cover from the age of 18 till the age of 75 years
  2. Offers income protection in the form of monthly payouts to the family of insured individuals
  3. Women who opt for this plan can benefit from lower rates of premium
  4. Further, discounts can be availed when you choose a higher sum assured
  5. Being a life insurance plan, it gives tax benefits under Section 80C and 10D

Features like Future Generali online payment and the Future Generali quick pay make premium payments a hassle-free experience for customers.

Future Generali Express Term Life Plan

Another non-linked and non-participating term plan, the Express Term Life Plan is a comprehensive plan that lets customers tailor the plan as per their requirements. Some of the key benefits of the plan are as follows:

  1. Choice of a lump sum amount as a death benefit or in case of a terminal illness or an accidental death
  2. Premium waive-off in case of ATPD
  3. Provides Critical Illness benefits if the insured is diagnosed with any of the 34 stated illnesses
  4. Tax benefits under Section 80C and 10D
  5. Option of period of protection as well as the period of premium payment (minimum 5 years)

Future Generali Care Plus Plan

The Future Generali Care Plus plan is best suited for insurance seekers who want a higher cover at a rate within their budget. The benefits include:

  1. A simple-to-understand form of cover that does not come with surrender benefits
  2. Takes care of outstanding liabilities and loans in case of death of the insured
  3. Offers financial security to the family

A Term Plan with a Return of Premium

For the customers who are sharp financially, this plan is quite suitable. The plans offer the option of a lump sum amount or income protection for the family. Some of the other key benefits of the plan are as follows:

  1. The period of protection, as well as the period of premium payment, can be selected by customers as their needs
  2. In accordance with the insurance cover type chosen, the insured individual’s family receives a payout ranging between 100% and 115% of the sum assured
  3. Tax benefits under Section 80C and 10D can be availed
  4. Women insurers can avail lower rates of premium

Future Generali Unit Linked Plans

These plans keep a part of the premium for life insurance purposes and another one in investment products to raise your corpus. In case you die during the policy term, your family will receive the death sum assured as promised. Subsequently, the premiums will get waived but the policy will continue till maturity. At maturity, you will get the market value of the money so invested. So, if you want investment benefits and life insurance in one plan, you can choose any of the following Future Generali Unit-linked Insurance Plans.

Future Generali Big Dream Plan – It helps you generate wealth while letting your family stay protected financially in case of your death. The policyholder will need to bear the entire investment risk in the portfolio. Other features of the plan include –

  • Zero allocation and administration charges
  • Unlimited free switches and partial withdrawals
  • Investment Flexibility
  • Tax Benefits Under Section 80C and 10 (10D)

Future Generali Wealth Protect Plan – You can get a cover as high as 30 times your annual premium and investment to fulfill your long-term financial goals. It comes with the following benefits.

  • Choice of six funds
  • Flexible premium payment frequencies
  • Guaranteed loyalty additions at maturity
  • Partial withdrawal facility

Future Generali Bima Advantage Plus – The policyholder will need to bear the investment risk while have to contend with the withdrawal restriction for the first years of the policy, which comes with the following benefits –

  • Flexible policy terms
  • Combination of life insurance and investment benefits
  • Boosts returns

Future Generali Health Insurance

Today’s fast-paced life brings with it an increase in stress and an unhealthy way of life, which makes having a health insurance plan all the more important. Future Generali Health Insurance plans offer a multifariousness to customers who can select a plan that they desire the most. A few of the most popular health plans offered by the company are:

  1. Future Generali Health Total Plan – A comprehensive plan that covers the medical bills
  2. Future Generali Personal Accident Plan– Protection against accidents
  3. Future Generali Hospital Cash Plan– Helps deal with everyday hospital expenses
  4. Future Aarogya Bima – An affordable plan for the whole family
  5. Future Generali Surakshit Loan Bima – A health insurance plan that also pays off the outstanding loans
  6. Future Generali Car Insurance and Future Generali Bike Insurance

Future Generali vehicle insurance saves you from a financial burden in case your car or bike gets damaged in an accident. The Future Generali Car Insurance reviews by customers are a proof of the multiple benefits given by the company, a few of them are listed below:

  1. Towing assistance is a big facility after being in an accident
  2. Reminders for a renewal make timely payments very convenient
  3. Future Generali Car Insurance cashless garage service offers low-cost repair of your car
  4. Knowing about the Future Generali car insurance claim status is a matter of a few clicks
  5. Future Generali Bike Insurance also provides personal accident cover too


When buying insurance, it must be ensured that a lot of thought is put in. Buying a plan that doesn’t suit your needs will do more harm than good. Future Generali life insurance branches are located in cities all over the country, visit one today or put in a request for a visit by an executive and find the best insurance plan for yourself and your family.

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