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Investment Plans 691 views January 21, 2021
Aegon Life POS Guaranteed Return Insurance Plan helps you fulfill your future goals along with a death cover. This plan from Aegon Life offers 100% guaranteed returns along with covering your life. With this non-linked, non-participating life insurance plan from Aegon Life, the guaranteed returns will be in the form of a lump sum payment at maturity. Individuals can also enjoy special features like Loyalty Boosters, Guaranteed Additions, convenience to choose policy term and premium payment term, etc.
You would want to know more about this plan. Don’t worry, as we will be providing details about the key features of Aegon Life POS Guaranteed Return Insurance Plan along with its policy term options, premium amount, and eligibility criteria. Read on to know more!
Table of Contents
Aegon Life POS Guaranteed Return Insurance Plan comes with attractive features because of which individuals choose this plan to protect their as well as their families’ lives. We are providing the same below so that you can understand better. Please check!
You need to know that Aegon Life provides different options when it comes to premium payment mode. An individual can choose from yearly mode, half-yearly mode, or monthly mode. The minimum and maximum premium amounts vary according to the frequency mode chosen by policyholders. We are showing the same in the below table. Please check!
Premium Payment Mode | Minimum Premium Amount (In INR) | Maximum Premium Amount (In INR) |
---|---|---|
Yearly | 10,000 | 1,00,000 |
Half-yearly | 7,500 | 51,200 |
Monthly | 1,500 | 8,700 |
In the case of Aegon Life POS Guaranteed Return Insurance Plan, individuals can choose from policy term options that range from 10 to 20 years. However, individuals don’t need to pay throughout their policy term, and instead, they can choose premium payment terms from 5, 7 and 9 years.
With Aegon Life POS Guaranteed Return Insurance Plan, you can enjoy guaranteed maturity and death benefits. We are discussing both of them below that you can check!
If an individual has paid all the premiums until maturity, the policy will provide guaranteed maturity benefits at the end of the policy term. This benefit will be the sum of the following amounts.
To know more about the maturity benefit, you can check the below table.
Policy Term | Guaranteed Maturity Benefit as a % of the Basic Sum Assured |
---|---|
10 | 225% |
11 | 235% |
12 | 245% |
13 | 255% |
14 | 265% |
15 | 275% |
16 | 285% |
17 | 295% |
18 | 305% |
19 | 315% |
20 | 325% |
If an insured person dies during the policy term, the policy from Aegon Life will also provide a guaranteed death benefit to the nominee along with the accumulated guaranteed additions. The sum assured on death can be the highest of the following amounts
We are showing a few important eligibility criteria related to the Aegon Life POS Guaranteed Return Insurance Plan below. Don’t forget to check them!