Insurance Plans October 31, 2019
Table of Contents
Star Comprehensive Health Insurance Plan
The Star Comprehensive Health Insurance Plan is one of the best selling health insurance policies in India. It offers many benefits and is affordable too, making it highly attractive and popular among the people of the country. In this article, we list the benefits of the Star Health Comprehensive Insurance Plan and tell you why you should consider getting this very effective medical insurance cover from Star Health.
Beneficial features offered by the Star Comprehensive Health Insurance Plan
Here are some of the beneficial features offered by the Star Health Comprehensive Insurance Plan. take a look and you will know why this plan is so well-loved in India:
- Hospital expenses – Like all other the best health insurance plans in India, the Star Comprehensive Health Insurance Plan also offers a wholesome hospitalization cover. When you need to get admitted to the hospital for disease, surgery or after an accident, you can get all the treatment you need without having to worry about finances. The Star ComprehensiveHealth Insurance Plan will take care of the bills while you recuperate in peace. This apart, the cashless benefit is also offered. So after enjoying a good stay at the hospital and feeling better, you can walk out without having to worry about payments and bill settlements. The insurer directly pays the hospital, provided it is in its network.
- No limit on room rent – This is a major benefit the Star Comprehensive Health Insurance Plan offers. There is no limit on the room rent. Almost every single medical insurance cover has a room rent limit. You are only given a fixed percentage of the sum insured to pay for the room rent. This forces people to stay in shared rooms, less luxurious rooms and so on. But when the health care cover is bought from Star Health, this clause is completely deleted and the patient is free to spend his hospital days in any room he wishes.
- Pre and post-hospital care – Many a time, a hospital stay is preceded by some pre-hospital care. It may be in preparation for a surgery or a complicated procedure. Similarly, many times the patient is required to do a lot of follow up care at home after his hospital discharge. The Star Comprehensive Health Insurance Plan compensates the policyholder for all the expenses incurred in the pre-and-post hospital care routines.
- Home health care – The Star Comprehensive Health Insurance Plan has provisions for domiciliary care. If the policyholder needs medical attention at home from a certified expert, he or she can make a claim and get the costs reimbursed. This is another very handy benefit you get when you buy this wonderful health insurance policy from Star Health.
- Ambulance and air ambulance – Most patients need to travel to the hospital in an ambulance as they are too sick to take public transport. When the person is insured under the Star Comprehensive Health Insurance Plan, he can make a claim for the ambulance costs. Also, if there is a severe emergency and the patient needs to be transported to a hospital far away, provisions are available for air ambulances. All expenses incurred here too are covered under this plan.
- Maternity cover – This is one of the most unique and best features of the Star Comprehensive Health Insurance Plan. Most of the medical insurance plans in India do not offer any cover for maternity expenses. You either need a separate maternity insurance plan or a maternity insurance rider to get this benefit. However, the Comprehensive Insurance Plan from Star Health has an in-built maternity cover feature that covers all the childbirth and newborn expenses. This is severely useful as most families go through the maternity journey.
- Personal accident cover – The personal accident cover, which is also normally available with a rider, is another inbuilt feature of the Star Comprehensive Health Insurance Plan. you get an added financial payout if you get injured in a road accident. This is a very useful feature that helps you and your family to stay financially secured at the time of an emergency.
- Renewal benefit – When the policyholder stays healthy and manages to complete a claim-free year in the health insurance policy, the insurer rewards him by offering a 100% increase in the sum insured. This is extremely beneficial as the coverage increase makes the health of the policyholder and his entire family safer and better protected.
- Restoration of the sum insured – There is a feature called the automatic restoration of the sum insured. Here, the policyholder gets the complete sum insured restored after there a health insurance claim has been made. This is again a very helpful feature that allows the policyholder to enjoy high and uninterrupted health insurance coverage.
- Ophthalmic and dental cover – As stated above, the Star Comprehensive Health Insurance Plan offers many unique features that most of the other medical insurance plans in India do not. Another such feature is a cover for the ophthalmic and dental procedures. You can make a claim for these expenses and have the amount reimbursed with ease.
These are some of the most unique and advantageous features that make the Star Comprehensive Health Insurance Plan one of the best health insurance policies in India. You can buy the plan online on Star Health’s website or app, making it all the more simple for you to own the health cover.
If you are looking for a comprehensive health insurance plan in the truest sense of the term, this is the medical insurance cover to get. When you buy the Star Comprehensive Health Insurance Plan, you get all of the above-mentioned benefits. Apart from that, you also get the able assistance of the insurance company. Star Health is one of the oldest, best and most professional health insurance companies in India. They have a high claim payout record, excellent customer support team and have also won many awards and recognitions. You will have a great journey with them when you buy the Star Comprehensive Health Insurance Plan.