Insurance Plans October 10, 2020

Most of the individuals go for such a health plan that covers multiple risks and gives a high sum assured. On the other hand, they want that the premium of the health policy must be nominal so that even a middle-class individual can afford it. Therefore, you can see the Reliance Health Infinity Insurance Plan that gives you infinite health benefits. You can choose a Sum Assured of up to Rs.1 Crore in this policy. It will cover all the expenses related to hospitalization, inpatient treatment, and many others up to the Sum Assured. So, you must take a look at the features and benefits of this exclusive health insurance plan.

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Key Features of Health Infinity Insurance Plan

  1. Free to choose a high Sum Assured with a maximum of up to Rs.1 Crore.
  2. Expenses related to the AYUSH Treatments are covered in this health plan.
  3. There is a cancelation period of 90 days in this plan.
  4. Pre-Hospitalization and Post-Hospitalization expenses are covered in this plan.
  5. The company will reimburse the road ambulance charges in this insurance plan.
  6. Enjoy discounts on the premium of the policy by increasing the policy term.
  7. Get Tax Deductions under Section 80D of the Income Tax Act 1961.

Benefits of Health Infinity Insurance Plan

You must see the infinite benefits of this plan and the treatments that are covered in it. This plan allows you to restore the Sum Assured if it is exhausted.

Hospital Room’s Rent Cover

This insurance plan gives you a cover for the hospital room’s rent. If in case you are hospitalized then the expenses incurred during hospitalization for the room or ICU’s rent will be reimbursed by the company.

Ambulance Charges

Ambulance plays a vital role in commuting a patient from one place to another and it involves some extra charges as well. So, this insurance plan will cover the ambulance charges as well so that the patient can receive the treatment on time.

Organ Donor Expenses

If you are going through an organ transplant surgery then the expenses incurred for the organ donor’s expenses will be covered in this plan. The maximum coverage for this treatment will be up to the amount of the Sum Assured.

AYUSH Benefits

AYUSH Treatments mainly includes the Homeopathy, Unani, Siddha, and Ayurvedic Treatments. So the expenses incurred for such treatments will be reimbursed by the company in this health insurance plan.

Day care Treatment Cover

There are some treatments in which you don’t need to be hospitalized and they are received within a day. Such treatments are known as the day care treatment and the expenses for this treatment are covered in this insurance policy.

Pre and Post Hospitalization Cover

All the expenses incurred prior to 90 days of hospitalization are covered in this plan. On the other hand, Reliance Health Infinity Insurance Plan will cover all the expenses for up to 180 days once the insured is discharged from the hospital.

Premium Discounts

You can enjoy discounts on the premium of the policy in the following ways:-

  1. Enjoy a discount of 10% on the premium amount by buying this health plan online.
  2. There will be a discount of 10% on the premium if you buy this plan for a policy term of 2 years or 3 years.
  3. The company gives a discount of 10% on the premium if you are an existing customer or the company’s employee.
  4. 10% discount on the premium will be given if you renew this policy.

Domiciliary Hospitalization Cover

There are some treatments that don’t need hospitalization and you receive them at home. But they involve some expenses. So this plan covers all the expenses incurred for the domiciliary hospitalization at home.

Details of the Reliance Health Infinity Insurance Plan

ParticularsDetails
Minimum Sum AssuredRs.3 Lacs
Maximum Sum AssuredRs.1 Crore
Sum Assured OptionsRs.3 Lacs, Rs.5 Lacs, Rs.10 Lacs, Rs.15 Lacs, Rs. 50 Lacs, Rs.1 Crore
Minimum Policy Term1 Year
Maximum Policy Term3 Years
Policy Term Options1 Year, 2 Years, and 3 Years
Minimum Age of Entry18 Years
Maximum Age of Entry65 Years
Minimum Age of Entry for a Dependent Child91 Days
Maximum Age of Entry for a Dependent Child25 Years
Maximum Members that can be added to this policyUp to 8 Family members including 2 Adults and 6 Children

Waiting Period of this Policy

  1. A waiting period of 30 days is applicable to all the claims unless you suffer from an accident.
  2. There will be a specific waiting period of 24 months and it will be applicable to specific diseases as mentioned in the policy.
  3. Pre-existing Diseases shall not be covered in this health insurance plan until the completion of 36 months.

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