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Insurance Plans 457 views July 4, 2020
A lot of people die and ruin their lives in India due to an accident. Either they become partially disabled or permanent disability after an accident. So, in such a situation it is difficult for them to manage their expenses and their family’s expenses. But if you have taken an insurance plan and covered your personal accident then the insurance company will take care of those expenses. Therefore, you must explore the features of Max Bupa Personal Accident Insurance plan that covers all the risks related to a personal accident. You are free to choose the amount of the Sum Assured and the company will reimburse the amount if any such uncertainty happens. You must take a look at the key features of this insurance plan.
Table of Contents
There are various benefits of this health insurance plan and it covers a lot of risks related to the accident. So, you must have a look at all the benefits of the plan.
In case of unfortunate death of the insured due to an accident, the nominee is entitled to receive 100% of the Sum Assured. Your family will not have to face any kind of financial burden after your unfortunate demise. The company will make the settlement.
If in case the insured has become Permanent Total Disable then the insurance company will pay him 125% of the Sum Assured. This sum of money will help him to continue his life further happily.
In the case of the Permanent Partial Disability of the insured, the company will pay 100% of the Sum Assured to the insured. The insured can use this sum of money to fulfill the needs of the future.
In this benefit, if the insured dies or becomes permanent total disable then the company will give 5% of the sum assured or Rs.50000 to the family for the child’s education in case of the sum assured value of less than Rs.25 lacs. If the value of the sum assured is more than Rs.25 Lacs then the company will pay Rs.5 lacs for your child’s education.
If you have taken the policy for the policy term of two or three years then you will get rebates on the amount of your premium. So, you can reduce the premium amount of the Max Bupa Personal Accident Insurance Plan of you increase the policy term to two or three years.
The company will reimburse the expenses done for the funeral ceremony of the insured. If the amount of the Sum Assured is less than Rs.25 lacs then you will receive up to Rs.5000 as the funeral expense’s reimbursement. If in case your Sum Assured is more than Rs.25 lacs then you will get funeral expenses cover of up to Rs.50000.
The cover of this policy is not limited to the boundaries of India. You will get the cover worldwide at the network hospitals of Max Bupa Insurance Company.
The company will give a cash allowance to your family in case of hospitalization. It simply means that your family will receive reimbursement of the expenses done every day during hospitalization.
In case of the temporary total disability, the company will pay you 1% of the sum assured every week up to 100 weeks. You can manage your expenses by using these weekly funds provided by the company in case of a temporary total disability.
If in case you are not satisfied with this health insurance plan then you can return it to the company. The company will pay back the first premium amount that you have paid at the time of inception of the policy.
Particulars | Details |
---|---|
Minimum Sum Assured | Rs.5 Lacs |
Maximum Sum Assured | Rs.2 Crores |
Minimum Amount of Premium | Rs.6444 per year |
No. of Maximum Insured in one Policy | Up to 2 Adults and 2 Children |
Minimum Age of Entry | 18 Years |
Maximum Age of Entry | 65 Years |
Minimum Age of Entry for Dependent Children | 1 Day |
Maximum Age of Entry for Dependent Children | 21 Years |