Insurance Plans 442 views July 15, 2020

Max Bupa Health Insurance for Maternity

The maternity expenses are increasing day by day and it is really difficult for a single earner to afford all these expenses. Therefore, it is better to take a health insurance plan that also covers maternity risks. You can save a lot of your savings during your spouse’s maternity if your health insurance plan covers maternity risks. So, if you don’t have any such insurance plan then you can have a look at the Max Bupa Health Insurance for maternity. There are two types of plans that are available in which you can cover your maternity expenses. You must take a look at the benefits and other details of these plans.

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Health Insurance Plans with Maternity Benefits by Max Bupa

Heartbeat Health Insurance Plan is one of the plans by Max Bupa that will give you a maternity cover and there are two options available in this plan.

  1. Max Bupa Heartbeat Gold Plan
  2. Max Bupa Heartbeat Platinum Plan

Max Bupa Heartbeat Gold Plan

  1. Get a maternity benefit of up to Rs.1 Lac in this insurance plan.
  2. The amount of the Sum Assured Starts from Rs.5 Lacs.
  3. The maximum amount of the Sum Assured in this insurance plan is of Rs.50 lacs.
  4. Rs.16414 is the starting amount of premium.
  5. You can add top-up in this insurance plan.
  6. Enjoy a loyalty bonus of 10% of the Sum Assured irrespective of the claim history.
  7. 18 years is the minimum age of entry in this insurance plan.
  8. 65 years is the maximum age of entry in this health plan.
  9. 91 days is the minimum age of entry for a dependent child.
  10. 21 years is the maximum age of entry for a dependent child.
  11. Get a Free health check-up of up to Rs.2500.
  12. You can add a maximum of 2 adults and four children under the same insurance plan.

Max Bupa Heartbeat Platinum Plan

  1. Get a maternity benefit of up to Rs.2 Lacs in this insurance plan.
  2. The amount of the Sum Assured Starts from Rs.15 Lacs.
  3. The maximum amount of the Sum Assured in this insurance plan is of Rs.1 Crore.
  4. Rs.16414 is the starting amount of premium.
  5. You can add top-up in this insurance plan.
  6. Enjoy a loyalty addition of 10% of the Sum Assured irrespective of the claim history.
  7. 18 years is the minimum age of entry in this insurance plan.
  8. 65 years is the maximum age of entry in this health plan.
  9. There is a free health check-up of Rs.5000 in this policy.
  10. 91 days is the minimum age of entry for a dependent child.
  11. 21 years is the maximum age of entry for a dependent child.
  12. You can add a maximum of 2 adults and four children under the same insurance plan.
  13. Get International coverage for the maternity risks in this health insurance plan.
  14. OPD Treatments and Diagnostic tests related to Maternity treatment are also covered.

Exclusions of these Health Insurance Plans

  1. Ancillary Hospital Charges
  2. Hazardous Activities
  3. Artificial life maintenance
  4. Autoimmune Disorders
  5. Behavioral, Neurodevelopmental and Neurodegenerative Disorders
  6. Circumcision
  7. Complementary & Alternative Medicine
  8. Conflict & Disaster
  9. Congenital Anomaly, Hereditary or Genetic Disorders
  10. Convalescence & Rehabilitation Cosmetic and Reconstructive Surgery
  11. Dental/oral treatment
  12. Eyesight & Optical Services
  13. Experimental/Investigational or Unproven Treatment
  14. HIV, AIDS, and related complex
  15. Hospitalization not justified
  16. Inconsistent, Irrelevant or Incidental Diagnostic procedures
  17. Mental and Psychiatric Conditions
  18. Non-Medical Expenses
  19. Obesity and Weight Control Programs
  20. Off- label drug or treatment
  21. Puberty and Menopause Related Disorders
  22. Reproductive medicine & other Maternity Expenses: Any assessment or treatment method
  23. Robotic-Assisted Surgery, Light Amplification by Stimulated Emission of Radiation (LASER) & Light-based Treatment
  24. Sexually transmitted Infections & diseases
  25. Sleep disorders
  26. Substance-related and Addictive Disorders
  27. Traffic Offences & Unlawful Activity
  28. Treatment received outside India
  29. Unrecognized Physician or Hospital

Conclusion

Well, the above two plans are the Max Bupa Health Insurance for maternity. You can take any plan for covering the maternity risk and save some extra money that might wash away in the treatment. You can take this health insurance plan online by filling the form and all the details. After successful submission, the company’s expertise will give you a call and discuss the Maternity health Policies.