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Insurance Plans 689 views July 8, 2020
The health insurance plans are the backbone of an individual during a medical emergency. So, it is better to plan your health risks before and take a health cover for yourself. But on the other hand, some individuals look for such a health plan in which they cover their family members as well. So, you can have a look at the Max Bupa Arogya Sanjeevani Policy in which you can cover your family members as well. This policy is available at an affordable premium and it covers all the major expenses that occur during a health problem. Apart from this, Max Bupa settles the health claim directly without any involvement of any third-party. So, you must go through the key features of this health insurance plan.
Table of Contents
There are some benefits of this health insurance plan and it will help you maintain your savings during the medical crisis. So, you must see the medical expenses that are covered under this health insurance plan.
If in case you are hospitalized for a treatment then all the expenses occurred will be covered in this insurance plan. Your family members will enjoy the same advantage if you have covered them under the same insurance plan.
In this insurance plan, you will also get a pre-hospitalization and post-hospitalization cover. All the expenses done prior to 30 days to hospitalization will be covered. On the other hand, the company will also cover all the expenses incurred after hospitalization for up to 60 days.
This insurance plan will also cover all the expenses done for day care treatment.
If you are hospitalized during AYUSH treatment then all the expenses will be covered in this plan. AYUSH stands for Ayurveda, Unani, Siddha, and Homeopathy so if you are going through any of these treatments then they are all covered in the Max Bupa Arogya Sanjeevani Policy.
This insurance plan also covers the ambulance expenses up to Rs.2000. The ambulance cover amount will only be paid once your in-patient claim is approved.
The cataract treatment expenses will be also covered in this plan. The company will give you 256% of the sum assured or Rs.40000 whichever is lower for the cataract treatment. The cataract treatment needs a waiting period of 24 months if you want to make a claim.
There are some modern treatments as follows in which the company will pay you a maximum of 50% of the Sum Assured as reimbursement.
Uterine Artery Embolization and HIFU (High-Intensity Focused Ultrasound)
If you don’t make any claim during the policy year then the company will increase the amount of the sum assured by 5%. It will keep on increasing until it reaches 50% of the sum assured but all the policy years must be claim-free.
The company gives a free-look period of 15 days to understand the policy better. If you find the policy not interesting then you can return it within 15 days. If in case you have purchased the policy through distance marketing then you’ll get a free-look period of 30 days.
Particulars | Details |
---|---|
Minimum Age of Entry | 18 Years |
Maximum Age of Entry | 65 Years |
Minimum Age of Entry for a Dependent Child | 3 Months |
Maximum Age of Entry for a Dependent Child | 25 Years |
Policy Term | 1 Years |
Tax Benefits | Yes |
Co-Payment | 5% of the Claim Amount |