Quote Form

Our representative will call you within few minutes
Insurance Plans 468 views June 22, 2020
It is a common fact that any critical illness will wash away all your savings. So, it is better to be prepared rather than to face a financial crisis in the future. You must invest in the health insurance plan and cover all major types of critical illnesses. ICICI Pru Smart Health Cover Plan is one such health insurance plan that covers 34 critical illnesses and compensates you for the expenses done after the diagnosis of the critical illness. You will also get a life cover in this health insurance plan and your premium remains the same throughout the policy term. This policy will be a helping hand to cover all the expenses related to the treatment of critical illness. Let’s explore all the features and benefits of this health insurance plan so that you can understand it better.
Table of Contents
If you are willing to take this health insurance plan after reading all key features then you must explore all the benefits in detail. You will understand the plan better after going through all the benefits of this plan in detail.
You are entitled to take the critical illness benefit if you are diagnosed with any critical illness mentioned below. There are 34 types of critical illnesses that are covered in one health plan only.
Cancer
Heart and Artery Diseases
Major Organ Disease
Brain and Nervous System Illnesses
Other Illnesses
In the ICICI Pru Smart Health Cover Plan, the company will make a payout to the insured if he is diagnosed with a critical illness. It will be paid on the first diagnosis of the critical illness and the policy will be terminated once the payout has been made.
The company will make a payout to the nominee in case of unfortunate death of the insured. After the payment of the death benefits, your policy will be terminated.
If in case you are diagnosed with Permanent Disability due to accident during the policy term then all your future premiums will be waived off by the company. You will not have to pay the future premiums of the Smart Health plan.
Particulars | Details |
---|---|
Minimum Age of Entry | 18 Years |
Maximum Age of Entry | 50 Years |
Minimum Term of the Policy | 10 Years |
Maximum Term of the Policy | 30 Years |
Premium Paying Frequency | Yearly Only |
Maximum Amount of Sum Assured | Rs.25 Lacs |
Now you can see the minimum and maximum amount of premium that you will have to pay when you are taking the plan. The amounts of premiums
are different for men and women.
Particulars | Details |
---|---|
Minimum Premium when the policy term is 10 Years and the Sum Assured is Rs.10 Lacs | Rs.3313 per annum |
Maximum Premium when the policy term is 10 Years and the Sum Assured is Rs.10 Lacs | Rs.24247 per annum |
Minimum Premium when the policy term is 10 Years and the Sum Assured is Rs.20 Lacs | Rs.4054 per annum |
Maximum Premium when the policy term is 10 Years and the Sum Assured is Rs.20 Lacs | Rs.34281 per annum |
Minimum Premium when the policy term is 20 Years and the Sum Assured is Rs.10 Lacs | Rs.3408 per annum |
Maximum Premium when the policy term is 20 Years and the Sum Assured is Rs.10 Lacs | Rs.30001 per annum |
Minimum Premium when the policy term is 20 Years and the Sum Assured is Rs.20 Lacs | Rs.4221 per annum |
Maximum Premium when the policy term is 20 Years and the Sum Assured is Rs.20 Lacs | Rs.42290 per annum |
Minimum Premium when the policy term is 10 Years and the Sum Assured is Rs.10 Lacs | Rs.3095 per annum |
---|---|
Maximum Premium when the policy term is 10 Years and the Sum Assured is Rs.10 Lacs | Rs.16977 per annum |
Minimum Premium when the policy term is 10 Years and the Sum Assured is Rs.20 Lacs | Rs.3668 per annum |
Maximum Premium when the policy term is 10 Years and the Sum Assured is Rs.20 Lacs | Rs.22914 per annum |
Minimum Premium when the policy term is 20 Years and the Sum Assured is Rs.10 Lacs | Rs.3174 per annum |
Maximum Premium when the policy term is 20 Years and the Sum Assured is Rs.10 Lacs | Rs.20462 per annum |
Minimum Premium when the policy term is 20 Years and the Sum Assured is Rs.20 Lacs | Rs.3813 per annum |
Maximum Premium when the policy term is 20 Years and the Sum Assured is Rs.20 Lacs | Rs.27341 per annum |
If you find that this health plan gives a lot of benefits at an affordable rate of premium then you can fill-up the form given above. The company’s representative will give you a call and tell you more about the process. On the other hand, you can visit the nearest ICICI Prudential branch to take the policy.