Insurance Companies 1124 views December 27, 2019

HDFC Ergo General Insurance Company Limited

The Hdfc Ergo General Insurance Company Limited is a leading provider of general insurance in India. It is one of the oldest private insurance companies that offer some of the best insurance covers at affordable rates. The company has won many awards and accolades over the years and this has made it a very popular and reliable insurer. Apart from offering a wide range of insurance plans, HDFC Ergo is also known for its high claim payout record. Take a look at this article to know more about HDFC Ergo, its plans and all the benefits you get when you choose your insurance cover from this insurer.

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Features of HDFC Ergo General Insurance Company Limited

Let us begin by exploring the features of the HDFC Ergo General Insurance Company Limited:

  1. High claim record – The most impressive feature of this insurer is its claim record. The HDFC Ergo General Insurance Company Limited pays out more than 85% of the claims in motor insurance. When it comes to health insurance, more than 53% of the claims are settled. This is indeed a high and healthy record that fetches a lot of reputation for the company.
  2. Online services – The HDFC Ergo General Insurance Company Limited has a very strong online presence. The company has a modern and fast website as well as a mobile app from where you can buy your insurance plans, renew them, pay the premium, etc. This makes it possible for you to maintain your plan with ease.
  3. A vast variety of plans – The company offers a huge variety of insurance plans. You get multiple plans in health insurance, motor insurance, home insurance and travel insurance. No matter what your requirements are, the HDFC Ergo General Insurance Company Limited always has suitable insurance cover for you.
  4. Awards and accolades – The company has won numerous awards and accolades over the years. This again goes on to prove just how well the company works. It also speaks volumes about its plans and services. Some of the significant awards won include the CMS Outstanding Affiliate World-Class Service Award, Best Insurance Company in Private Sector – General, Best Employer Brand Award, Excellence in General Insurance and so on.
  5. Huge cashless network – And last but not the least, the HDFC Ergo General Insurance Company has a huge network to support it. This applies to both health insurance as well as motor insurance. When you buy an HDFC Ergo health plan, you get a huge network of cashless hospitals to get treated at. When you buy a motor insurance plan, the huge network of cashless garages makes it easy for you to get your car repaired.

These are the main features that make the HDFC Ergo General Insurance Company Limited one of the most sought after general insurance companies in India.

Plans available at HDFC Ergo

The backbone of any insurance provider is its insurance plans. The HDFC Ergo General Insurance Company Limited soars high in this department as it has some of the best and most extensive insurance covers on offer. Here are the best general insurance plans on offer from this insurance company:

1. Motor insurance

The motor insurance plans from HDFC are among the most-sold covers in India. You find two-wheeler insurance plans as well as four-wheeler insurance plans. In both the varieties, you can get either a comprehensive cover or a third party liability cover. The plans are very well designed and suited for everyone. Here are the best motor insurance plans from HDFC Ergo:

  1. HDFC ERGO My Asset Private Car Liability Only Policy
  2. HDFC ERGO My Asset Private Car Package Policy
  3. HDFC ERGO Car Insurance
  4. HDFC ERGO My Asset Two Wheeler Liability Only Policy
  5. HDFC ERGO Two Wheeler Insurance

2. Health insurance

Next, we have the health insurance plans from HDFC Ergo. This company has one of the most extensive lists of health insurance plans available in India presently. From individual health covers to family floater plans, senior citizen health plans to personal accident plans, you get every time of medical insurance from HDFC Ergo. Here are some of the plans available to you:

  1. HDFC ERGO My Health Suraksha
  2. HDFC ERGO Health Suraksha Gold
  3. HDFC ERGO Health Suraksha Gold with Regain & ECB
  4. HDFC ERGO Health Suraksha Top-up plus
  5. HDFC ERGO My Health Medisure Plus Insurance Plan
  6. HDFC ERGO Personal Accident Insurance Plan
  7. HDFC ERGO Health Suraksha with Regain & ECB
  8. HDFC ERGO My Health Medisure Super Top Up Insurance
  9. HDFC ERGO My Health Personal Accident Insurance
  10. HDFC ERGO Critical Illness
  11. HDFC ERGO My Health Medisure Classic Insurance
  12. HDFC ERGO Health Suraksha
  13. HDFC ERGO My Health Medisure Prime Insurance

3. Home insurance

Insuring your home is a very important thing to do. The times aren’t too safe or secured these days so you need added protection for your home. HDFC Ergo offers some excellent home insurance covers at some of the most competitive rates. Here are the options to choose from:

  1. HDFC ERGO Home Insurance
  2. HDFC Ergo My Asset Premium Home Insurance
  3. HDFC ERGO My Asset Primary Home Insurance
  4. HDFC ERGO My Asset Insta Home Insurance
  5. HDFC ERGO My Asset Super Home Insurance

4. Travel insurance

It is very unwise to travel without an insurance cover. Whether you travel for work or for pleasure, you need to have a good travel insurance plan with you. HDFC Ergo has some excellent travel insurance covers on offer. They give you the mental peace you need when travelling. The plans are:

  1. HDFC ERGO Student Suraksha Travel Insurance Plan
  2. HDFC ERGO Travel Insurance Plan

As you can see, the list is quite extensive. You, therefore, get many options when you look for your insurance cover from the HDFC Ergo General Insurance Company Limited.

In conclusion

Taking note of all the points mentioned above, it is safe to say that the HDFC Ergo General Insurance Company Limited is indeed one of the best general insurance companies in India. They have good plans at good rates and also offer excellent service. If you are looking for health insurance or motor insurance or even a home or travel insurance plan, do consider the options from HDFC Ergo General Insurance. You will definitely have a great insurance plan then.

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