Insurance Companies 2551 views November 27, 2019

Future Generali India Life Insurance

Future Generali India Life Insurance Company Overview

Protecting and enhancing the lives of people has been the mission of Future Generali group. Established in the year 1831 in Italy, the company has made a strong presence in the insurance sector the world over. From term plans to health insurances the company offers an array of insurance plans to its customers. Future Generali India life insurance head office is located in Prabhadevi, Mumbai and more than 100 Future Generali life insurance branches are situated in all major cities across India, giving easy access to many customers.

NameFuture Generali India Insurance Company Limited
Company TaglineTotal Insurance Solutions
Managing Director & CEOAnup Rau
FoundedSeptember 2007
OwnerJV between Future Group, India and

Generali Group
Serving CountryIndia
ProductsMotor, Health, Travel, Home Insurance, Life
Total No of Employees1800+
Total No of Policy Holders11.9 lakh (Approx.)

Term Insurance

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Future Generali Term Plans

In an endeavour to help its customers create a financial protection blanket for their family, Future Generali makes term insurance plans inexpensive. The following plans are offered under the life insurance category:

Future Generali Flexi Online Term Plan

This term plan which is available online is a non-linked and non-participating pure life insurance plan that provides the basic cover of insurance. Some of the key benefits of the plan are as follows:

  1. Gives a life cover from the age of 18 till the age of 75 years
  2. Offers income protection in the form of monthly payouts to insured individual’s family
  3. Women who opt for this plan can benefit lower rates of premium
  4. Further discounts can be availed when a higher sum assured is opted for
  5. Being a life insurance plan, it gives tax benefits under Section 80C and 10D

Features like Future Generali online payment and the Future Generali quick pay make paying the premiums hassle-free.

Future Generali Express Term Life Plan

Another non-linked and non-participating term plan, the Express Term Life Plan is a comprehensive plan that lets the customer tailor-make the plan as per his requirements. Some of the key benefits of the plan are as follows:

  1. Choice of opting for a lump sum amount as a death benefit or in case of a terminal illness or an accidental death
  2. Premium waive-off in case of ATPD
  3. Provides the Critical Illness benefits if the insured is diagnosed with any of the 34 stated illnesses
  4. Tax benefits under Section 80C and 10D
  5. Option to choose the period of protection as well as the period of premium payment (minimum 5 years)

Future Generali Care Plus Plan

The Future Generali Care Plus plan is best suited for insurance seekers who want a higher cover at a rate that is well within their budget. The benefits include:

  1. A simple-to-understand form of cover that does not come with surrender benefits
  2. Takes care of outstanding liabilities and loans in case of death of the insured
  3. Offers financial security to the family

A term with Return of Premium Plan

For the customers who are sharp financially, this plan is quite suitable. The plans offer the option to choose a lump sum amount or income protection for the family. Some of the other key benefits of the plan are as follows:

  1. The period of protection, as well as the period of premium payment, can be selected by the customer as per his needs
  2. In accordance with the insurance cover type chosen the insured individual’s family receives a percentage ranging between 100-115 of the sum assured
  3. Tax benefits under Section 80C and 10D can be availed
  4. Women insurers can avail lower rates of premium

Future Generali Health Insurance

Today’s fast-paced life brings with it an increase in stress and an unhealthy way of life, which makes having a health insurance plan all the more important. Future Generali Health Insurance plans offer a multifariousness to the customer who can select a plan that he desires the most. A few of the most popular health plans offered by the company are:

  1. Future Generali Health Total Plan – A comprehensive plan that covers the medical bills
  2. Future Generali Personal Accident Plan– Protection against accidents
  3. Future Generali Hospital Cash Plan– Helps to deal with everyday hospital expenses
  4. Future Aarogya Bima – An affordable plan for the whole family
  5. Future Generali Surakshit Loan Bima – A health insurance plan that also pays off the outstanding loans
  6. Future Generali Car Insurance and Future Generali Bike Insurance

Future Generali vehicle insurance saves you from a financial burden in case your car or bike gets damaged in an accident. The Future Generali Car Insurance reviews by customers are proof enough of the multiple benefits given by the company, a few of them are listed below:

  1. Towing assistance is a big facility after being in an accident
  2. Reminders for a renewal make timely payments very convenient
  3. Future Generali Car Insurance cashless garage service offers low-cost repair of your car
  4. Knowing about the Future Generali car insurance claim status is a matter of a few clicks
  5. Future Generali Bike Insurance also provides personal accident cover too


When buying insurance, it must be ensured that a lot of thought is put in. Buying a plan that doesn’t suit your needs and requirements will do more harm than good. Future Generali life insurance branches are located in cities all over the country, visit one today or put in a request for a visit by an executive and find the best insurance plan for yourself and your family.

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