Health Insurance December 18, 2020

You must have been hearing the popular saying ‘Health is Wealth’ since your childhood. But in modern times, taking care of your health can make a dent in your wealth if you do not have Health Insurance. The cost of proper medical treatment is so high that even a day in a hospital can cost you dearly. Tata AIG Health Insurance can prove to be the right solution for those people who like to value their health and don’t want to hurt their finances in case of any medical emergency. With a wide range of policies from Tata AIG Health Insurance, you can ensure that you would not have to pay any expenses from your pocket in case of any medical treatment.

Health Insurance

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One of the best things about Tata AIG Health Insurance is that individuals can enjoy all the benefits at an affordable premium amount. Besides, there are other reasons too that could make you choose a health insurance plan of Tata AIG. On this page, we will cover the same along with different types of health insurance policies from Tata AIG and their features. Read on to know more!

Reasons to Choose Tata AIG Health Insurance

If you want to enjoy a health insurance plan where you can be admitted into any hospital in case of any medical emergency without worrying about adequate cash in your hand, you should choose Tata AIG Health Insurance Policies. The reason: Tata AIG has more than 5,800 network hospitals across India where you can enjoy Cashless hospitalization. Apart from this, you also don’t need to worry about the Claim Settlement history of Tata AIG as it has a health Claim Settlement Ratio of 78.93% in the financial year 2018-19 that promises you to stay worry-free.

Individuals can also enjoy the hassle-free paperless onboarding process with which they can choose and purchase a suitable insurance plan from the official website of Tata AIG. In case you are not satisfied with your health insurance policy and want to try another provider, you can do the same with the extremely efficient & simple portability service.

Types of Tata AIG Health Insurance Plans

Tata AIG provides you with the right kind of plans for people who want to protect themselves and their families from any kind of risk. There are two types of Tata AIG Health Insurance plans from which you can choose according to your needs – Tata AIG Medicare and Tata AIG Medicare Plus Plan. We are showing the features of these plans one after another below. Do check!

Tata AIG Medicare Health Insurance Plan

The Medicare Health Insurance Plan from Tata AIG can be the right choice for individuals who are looking for pocket-friendly health insurance with some amazing benefits. Here are some of the top features of this plan.

  1. Multiple Sum Insured options of INR 3 lakh to INR 20 lakh
  2. Day Care Procedures for more than 540 Day Care treatments during the policy period
  3. In-patient treatment due to Illness or Injury
  4. Pre and Post Hospitalization expenses
  5. Optional Accidental Death Benefits
  6. Medical and Surgical expenses of Organ Donor (in case the insured person is the recipient)
  7. Daily Cash Hospital up to INR 2,000 per day
  8. Second Opinion option
  9. Ambulance cover in case of an emergency up to INR 3,000
  10. Preventive Health Check-up up to 1% of the Basic Sum Assured (maximum of INR 10,000)
  11. 5% long term discount on choosing a 2-year Tenure and 10% on choosing the 3-year tenure

Tata AIG Medicare Protect Health Insurance Plan

Tata AIG Medicare Protect plan can be a good choice for individuals who want to enjoy basic pre- and post-hospitalization benefits. Here are some of the features of this plan.

  1. Multiple Sum Insured options of INR 5 lakh to INR 10 lakh
  2. Consumable Benefits during the period of hospitalization
  3. Restoration Benefits up to 100% of the Sum Insured for yourself and family
  4. Organ Donor Expenses Coverage
  5. Compassionate Travel up to INR 20,000 related to travel for a family member to be alongside the insured person
  6. Domiciliary Treatment for the management of an illness
  7. Ambulance Cover up to INR 1,000
  8. AYUSH Benefits ( Ayurveda, Unani, Sidha, or Homeopathy)
  9. 10% increase in the Sum Insured as the Cumulative Bonus (up to a maximum of 100% increase). On making a claim, the bonus would decrease by 10% in the next year

Tata AIG Medicate Premier Health Insurance Plan

With this Tata AIG Health Insurance policy, individuals can enjoy all-rounded safety for themselves and their families. This plan can offer a wide range of additional features like OPD Dental Treatment, Emergency Air Ambulance, etc. Some of the other prominent features of the Medicare Premier Plan are mentioned below.

  1. Sum Insured Option of INR 5 lakh to INR 50 lakh
  2. Global Coverage of Medical expenses related to patient and Day Care Hospitalization of the Insured person
  3. Expenses related to the Bariatric Surgery
  4. Emergency Air Ambulance up to INR 5 lakh; it does not affect Cumulative Bonus
  5. High-End Diagnostics Coverage on OPD Basis up to INR 25,000 per policy year
  6. 100% of the Sum Insured in case of unfortunate event of death
  7. Maternity expenses up to INR 50,000 per policy year (After a waiting period of 4 years)
  8. Vaccination Expenses coverage
  9. OPD Dental Treatment up to INR 10,000 per policy year
  10. OPD Treatment up to INR 5,000 per year
  11. Ambulance Cover up to INR 5,000
  12. Prolonged Hospitalization Benefits
  13. Hearing Aid Expenses up to INR 10,000

Tata AIG Medicare Plus Top-up Health Insurance Plan

If you are someone who wants to supplement your existing health insurance plan with an additional plan, Medicare Plus Top-up Plan could be the right choice for you. You can ensure the safety of yourself and your loved ones and make the most of other available benefits. We are showing some of them below. Do check!

  1. Indemnity based Health Insurance Cover with No Sub Limits unless specified on the policy
  2. Tax benefits under Section 80D of the Income Tax Act, 1961
  3. Consumable Benefits
  4. 50% increase in your basic sum insured for every year when you don’t make any claim during the policy year
  5. Aggregate benefits
  6. Optional benefit of Global Coverage
  7. Lifelong Renewal Option

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