Health Insurance Plans For Diabetics

Diabetes is a common illness that strikes many people. Unfortunately, India as a whole has the most number of diabetics in the entire world and that is quite an alarming fact! Diabetes can lead to serious health complications but sadly, most of the health insurance policies keep diabetes in the list of exclusions. If you suffer from an illness related to diabetes, your health coverage won’t pay for it. This is why you need a special health insurance plan for diabetics. These plans cover diabetes and other complications related to it. This is an excellent option for anyone who already suffers from the disease or has a family history of it.

Best Health Insurance Plans for Diabetics

Listed below are the best health insurance plans for diabetic patients:

Diabetes Safe Plan from Star Health Insurance

The Diabetes Safe Plan from Star Health Insurance is one of the best diabetes care plans available in India these days. You can get comprehensive health coverage under this policy. All issues related to diabetes is covered from day one without any waiting period to worry about.

Diabetes Care Plan from ICICI Prudential

This is another excellent plan for anyone suffering from Type 2 Diabetes or pre-diabetes. It has a fixed term of five years. Many attractive features are available under this plan, including a reduction in the following premiums once diabetes has been managed by lifestyle changes.

Energy Plan from Apollo Munich

The Apollo Munich Energy Plan is very well suited for patients suffering from Type 2 Diabetes, IFG, ITG and Hypertension. In-patient care, pre and post-hospital covers and organ harvesting expenses are covered under this health insurance plan for diabetics. Here too, a premium discount is available when the condition is managed properly by the policyholder.

Varistha Mediclaim from National Insurance

The Varistha Mediclaim plan from National Insurance is another excellent option when considering a health insurance plan for diabetics. This is a good option for senior citizens who are diabetics. Most of them do not get to buy health plans due to their age and health condition. However, the Varishtha Plan is specially designed for people above the age of 60. It covers diabetes, even if it is a pre-existing condition, from the first day of the cover.

Choose any one of these plans and keep yourself free from all diabetes-related illnesses. As you can see, these plans offer very good health coverages for people who suffer from diabetes. This is why you must definitely get a plan and stay protected.

Reasons Why You Need the Health Insurance Plans for Diabetics

Here are some reasons why the health insurance plans for diabetics are much needed:

1. To cover health care costs – Sadly, diabetes makes your health a bit fragile. You can contract secondary health problems when you have diabetes. To ensure you stay safe and get the treatment you need, get a diabetes health insurance plan. The plan will take care of all the diabetes-related issues and keep you healthy at all times. These plans do not always have waiting periods, unlike regular health insurance policies. As a result, you can get covered even if you have a pre-existing condition, which is tremendously helpful.
2. To keep your finances secure – As mentioned above, a regular health insurance policy may not always cover the diabetes-related health expenses. At such a time, you will have to pay the medical bills out of your own pocket. This can drain your savings very quickly. To avoid such a thing from happening, get a good diabetes health insurance plan. The diabetes protection health insurance policies have a wide coverage for all diabetes-related issues and this helps to manage your finances insurance positive manner.
3. To stay healthy overall – When you have good health insurance cover in place, you manage to remain healthy in an overall manner. The health insurance plans for diabetics also offer this assurance to you by offering covers that keep you fit and healthy always. So if you do not have a health insurance plan for diabetes yet, go right ahead and make a purchase. The plans are available online and can be bought effortlessly.

These are some very logical reasons that you must consider when deliberating whether or not to buy the health insurance plans for diabetics.

Summary

If you are diabetic, remember to maintain a good and healthy lifestyle and keep your sugar levels in check. If you do so, you will avoid any further complications. However, just to ensure you can deal with any issues that may crop up, get one of the good health insurance plans for diabetics and stay safe. As mentioned above, there are many options for you to choose from. Go over the features of each plan and choose the one that suits you the best.