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Health Insurance 1204 views March 2, 2020
HDFC ERGO General Insurance Company Ltd. is a joint enterprise between HDFC Ltd, India’s foremost Housing Finance Institution and ERGO International AG, the topmost insurance company of the Munich Re Group. The Company offers an assortment of numerous general insurance products which starts from Health, Home, Motor, Travel and Personal Accident plans for the retail customers with custom-made products. And Health Insurance is the most common and crucial insurance for all, as we need to ready for any untoward incident that may have a huge financial requirement. Health insurance plans with low premium will come as a saviour in those situations.
Presenting, HDFC Ergo Health Suraksha health plan will take care of yourself and your family in all possible ways with its extensive range of benefits.
HDFC Ergo Health Suraksha plan has been categorized into three plans mentioned below that suit the requirements of individuals at different levels and you can choose the best one that will take care of your financial needs.
Table of Contents
Multiple Sum Insured: You can choose between a wide range of sum insured starting from INR 3 lakhs till INR 75 lakhs
Healthy Weeks Accrued | Premium Discount (%) |
---|---|
1-4 | 0.50 |
5-8 | 1 |
9-12 | 2 |
13-16 | 3 |
17-26 | 6 |
27-36 | 7.50 |
> 36 | 10% |
Entry age | Proposer -Minimum 18 years, Maximum- No limit Dependant Adult- Minimum 18 years, Maximum- No limit Child- Minimum 91 days, Maximum- 25 years |
Term of the Policy (in years) | 1, 2, 3 |
Renewal | Lifelong |
Type of Plan | Individual or Family Floater |
Sum Insured | Silver Smart: INR 3 lakhs till INR 5 lakhs Gold Smart: INR 7.5 lakhs, INR 10 lakhs, and INR 15 lakhs Platinum Smart: INR 20 lakhs, INR 25, INR 50 lakhs and INR 75 lakhs |
Premium | Depends on the age, the sum assured or the plan chosen and family size |
The main exclusions are listed as below under the plan: For further details, you can visit HDFC Ergo official site https://www.hdfcergo.com/health-insurance
The claim process for HDFC Ergo Health Suraksha is hassle-free and user-friendly. You would need to submit the essential documents together with the KYC and NEFT details of the insured person and write to healthclaims@hdfcergo.com for cashless as well as reimbursement process. HDFC Ergo will keep you informed on the position of your claim and the same will be sent to either at your registered mobile number or email id.
Below is the list of documents needed for the claim:
Stay healthy with HDFC Ergo Health Suraksha and lead a tension free life with your family members as HDFC Ergo Health Suraksha, you need not worry anymore about the uncertainties. Analyze your needs, compare the benefits and choose HDFC Ergo Health Suraksha.