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Health Insurance 425 views September 21, 2020
Go Digit is one of the known insurance companies that sell health insurance plans. These health plans give you huge protection against health risks. There is one such plan known as Digit Health Care Plus Policy that covers multiple health risks. There are 16 different types of sections that include the coverage of various types of health problems. The company will reimburse the expenses incurred during hospitalization like ambulance expenses, daycare treatment expenses, and many more. So, you must go through all the features and benefits of this health plan and see how it will be your helping hand during a medical emergency.
Table of Contents
You can see the various benefits of this policy and the risk covered under it. There are 16 sections in this plan that are all about the health problems covered in it. So, you must go through all the treatments and the benefits of this health insurance plan.
Treatment | Cover |
---|---|
Accidental Hospitalization Cover | · Room’s Rent · ICU’s Expenses · Professional Fees · Medication Charges · Diagnostic Tests · Theatre Fees |
Daycare Treatment | All the expenses done for the treatment done in a day are covered in this plan. |
Pre-Hospitalization Expenses | This plan will give you the reimbursement for the pre-hospitalization expenses under this plan. |
Post-Hospitalization Expenses | This plan will also give you the reimbursement for the post-hospitalization expenses under this plan. |
Dental Treatment | The dental treatment expenses are also covered in this plan. |
Road Ambulance | Expenses related to ambulance will be reimbursed by the company |
Second Medical Opinion | If you are taking a second medical opinion then those expenses are also covered. |
If in case you are going for an infertility treatment then this plan will cover all the expenses related to it. But you will get this benefit only once during the policy tenure.
Organ Donor’s expenses are also covered in this plan. If you are going through the organ transplantation surgery then the donor’s expenses and the surgery expenses will be reimbursed by the company.
AYUSH Treatment includes Ayurveda, Unani, Siddha, and Homeopathy treatments. So, this insurance plan covers all the expenses incurred for the above-mentioned treatment.
If in case of a health emergency you have to travel to another city through air ambulance then all the expenses related to it will be covered in this plan. This cover will only be provided if your hospitalization claim is accepted by the company.
In this cover, the company will pay you the lump sum amount as a cash benefit if you are hospitalized for a minimum number of consecutive days at the time of inception of the policy.
If you have opted for this cover of the Digit Health Care Plus Policy then the company will indemnify all the expenses done during maternity. This option will cover all the expenses related to the delivery of the child. On the other hand, if there is any complication with the newborn child then those expenses will also be reimbursed. Then cover for the newborn baby will be up to a maximum of 90 days.
If you have opted this option as well then you will get a cover for the following expenses:-
Sometimes due to the unavailability of beds in the hospital or due to any other issue the doctor advice the patient to take care of him at home. So, all the expenses incurred for the domiciliary treatment are covered in this plan.
In this option, the company will refill the sum assured to 100% if gets exhausted. So, you have to decide this option at the time of the inception of the policy.
In this benefit, the company will pay you daily cash if you are hospitalized. If in case you are hospitalized in an ICU then the company will pay the cash twice in a day.
In this option, the company will pay you the sum assured that was decided at the time of inception of the policy if you are diagnosed with the critical illness mentioned below:-
If in case you are hospitalized due to any critical illness then the following expenses will be covered:-
In this option, the company will pay you the sum assured that was decided at the time of inception of the policy if you are diagnosed with cancer for the first time in life.
If in case you are hospitalized due to cancer then the following expenses will be covered:-
If you have opted for this benefit then you will get the following services from the company.
Particulars | Details |
---|---|
Minimum Age of Entry for Hospitalization Cover | 18 Years |
Maximum Age of Entry for Hospitalization Cover | No Limit |
Minimum Age of Entry for Critical Illness Cover | 18 Years |
Maximum Age of Entry for Critical Illness Cover | 65 Years |
Policy Term Options | 1 Year, 2 Years, and 3 Years |
Minimum Sum Assured | Rs.10000 |
Maximum Sum Assured | Rs.3 Crores |