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Health Insurance 3093 views March 2, 2021
Young Star Gold Plan is specifically designed for individuals aged between 18 and 40 years and wanting financial protection from medical emergencies. Let’s look at the key features of this health insurance plan before understanding them further!
To understand the Young Star Gold Plan better, we will be discussing these features in detail on this page. Apart from this, we will also be talking about its policy term, the sum insured, premium amount, etc. Want to know them? Well, keep reading!
Table of Contents
One of the most important things that you should know is that this policy is available both on an individual and floater basis. The sum insured depends on the plan chosen by you. On choosing it on an individual basis, you will only have one option of INR 3 lakh as the sum insured amount. Family floater basis, in contrast, gives you multiple options of INR 5 lakh, INR 10 lakh, INR 15 lakh, INR 20 lakh, INR 25 lakh, INR 50 lakh, INR 75 lakh and INR 1 crore. The overall sum insured will float amongst the insured persons when you choose the policy on a family floater basis.
Under the Young Star Gold Plan, individuals can choose the policy term from — 1 year, 2 years and 3 years – according to your convenience. However, the basic sum insured will be for each year, and you will not be able to carry over the benefits to your next policy term.
When we talk about the premium amount, it depends on factors such as the chosen sum insured option, the age of the individual, and the policy term. The minimum premium amount stands at INR 4,405 per year for individuals between 18 to 30 years for the sum insured of INR 3 lakh. Young Star Gold Plan also provides the installment facility for premium payment where you can pay the premium on a monthly, quarterly or half-yearly basis. You can also pay the premium once in two or three years.
Choosing a Young Star Gold Plan could be the way to enjoy continuous protection throughout your life. If you don’t want a medical emergency to ruin your hard-earned savings, you should choose this health insurance plan from Star Health. Let’s see some of the benefits of this Star Health plan so that you can make the right decision!
Young Star Gold Plan can also help you manage maternity and delivery expenses seamlessly by providing a sum of up to INR 30,000 per delivery for delivery including delivery Caesarean section. This will include both pre and post-natal expenses. Do remember that you can enjoy this benefit for a maximum of 2 deliveries during the lifetime.
With this plan, you will also receive a hospital cash benefit of INR 1,000 for each completed hospitalization day up to 7 days per hospitalization. Also, you should note that this benefit will be given for a maximum of 14 days per policy period. After this period, you will need to bear the expenses on your own.
As we mentioned earlier that this policy will also cover expenses towards the cost of health checkups when done at one of the Star network hospitals. However, the coverage will be up to a limit that will depend on the sum insured option. To know more, you can check the below table.
Check the eligibility criteria of the Star Gold plan below before choosing the same.