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Health Insurance 1135 views October 31, 2020
Universal Sompo has always impressed its customers with various health insurance plans. It offers health plans at an affordable premium and covers various health problems. So, you must explore the Universal Sompo Super Healthcare Insurance Plan that offers a Sum Assured of up to Rs.1 Crore. On the other hand, it covers the cost of various surgeries and treatments that are needed due to a disease. If you don’t make any claim during the policy term then the company gives a cumulative bonus to the insured. You can also earn loyalty discounts in this health insurance plan. So, you must explore all the key features and benefits of this health insurance plan.
Table of Contents
Now, you can explore the various health risks and expenses that are covered in this health insurance plan. You can also see the other benefits that the company gives with this insurance plan.
This plan will cover the following expenses of the insured if in case he is hospitalized:-
Sometimes the individuals don’t need to be hospitalized and he receives the treatment is a day. These kinds of treatments are known as day care treatment. So, the company will cover the cost of the day care treatment in this insurance plan.
Expenses incurred prior to hospitalization are covered in this insurance plan and they are known as the pre-hospitalization expenses. On the other hand, this plan covers the post-hospitalization expenses that incurs after discharge from the hospital.
If you are going through the organ transplant surgery then the expenses for it will be reimbursed by the company in the Universal Sompo Super Healthcare Insurance Plan. The maximum cover for the organ donor expenses will be up to the amount of Sum Assured.
There are some treatments that are received at home and they don’t need hospitalization. On the other hand, sometimes doctors advise their patients to continue their treatment at home. These kinds of treatments are known as domiciliary treatments and the expenses of these treatments are covered in this health plan.
You will also get the reimbursement for the Ambulance Expenses in this health plan. The company will cover the cost of an ambulance incurred for carrying the patient from one place to another.
If in case the amount of the Sum Assured is exhausted then the company will restore the 100% Sum Assured. It will help the insured to continue the treatment if in case he has felt a shortage of funds.
There are many individuals who prefer Ayurvedic treatment because it has the least side effects on the human body. So this insurance plan covers the expenses incurred for the AYUSH Treatment. The AYUSH treatment includes some treatments and they are as follows:-
After every claim-free year, the company will give you a cumulative bonus of 20% and the Sum Assured for the next year will be increased by 20%. The cumulative bonus will be added to the Sum Assured after every claim-free year until the value reaches 100% of the Sum Assured.
Particulars | Details |
---|---|
Minimum Amount of Sum Assured | Rs.1 Lac |
Maximum Amount of Sum Assured | Rs.1 Crore |
Minimum Age of Entry | 18 Years |
Maximum Age of Entry | 80 Years |
Minimum Age of Entry for a Dependent Child | 91 Days |
Maximum Age of Entry for a Dependent Child | 30 Years |
Minimum Policy Term | 1 Year |
Maximum Policy Term | 3 Years |
Policy Term Options | 1 Year, 2 Years. 3 Years |