United India Individual Health Insurance Policy

Nowadays, most individuals consider a health insurance plan as a necessity rather than an option. Health plans help the individual to take care of the medical expenses incurred during a health emergency. There is a United India Individual Health Insurance Policy that covers various medical expenses in case of an emergency. You can choose a Sum Assured of up to Rs.20 Lacs in this health insurance plan. There are various treatments that are covered in this health plan. This plan is divided into three parts and they are divided on the basis of the age of entry. So, you must explore the key features of this plan and the expenses that are covered in it.

Features of Individual Health Insurance Policy by United India

1. This plan provides a cashless facility at the network hospitals across India.
2. The cost of the day care treatment is covered in this health insurance plan.
3. You will also get a grace period if you don’t make the payment of the premium on the due date.
4. Pre-Hospitalization Expenses and Post-Hospitalization Expenses are covered in this insurance plan.
5. There are three options available in this plan and they are Gold Option, Platinum Option, and Senior Citizen Options.
6. Get tax deductions as per the tax laws while computing your income.

Options and Benefits of United India Individual Health Insurance Policy

There are various options available in this plan and all of them have different benefits and eligibility criteria. You must explore all the benefits of these options and the age of entry required for these options.

Platinum Option

1. Hospitalization expenses are covered in this option.
2. Pre-Hospitalization Expenses are covered prior to 30 days to hospitalization.
3. Post-Hospitalization Expenses are covered for up to 60 days after discharge.
4. The minimum Sum Assured in this option is Rs.2 Lacs.
5. The Maximum Sum Assured in this option is Rs.20 Lacs.
6. Domiciliary hospitalization expenses are covered in this option.
7. You will get a cover for the AYUSH treatment as well.
8. The company will reimburse the expenses for the day care treatment.
9. You are allowed to add Ambulance Charges Cover and Hospital Daily Cash to this option.
10. Get a free health check-up after a consecutive 3 claim-free years.

Eligibility Criteria

1. 18 Years is the Minimum Age of entry for this option.
2. 35 Years is the Maximum Age of entry for this option.
3. You can add a dependent child having the age of 91 days and above.

Gold Option

1. All the expenses incurred during Hospitalization are covered in this option.
2. This plan covers the Pre-Hospitalization Expenses prior to 30 days to hospitalization.
3. Post-Hospitalization Expenses will be reimbursed by the company for up to 60 days after discharge.
4. Rs.2 Lacs is the minimum Sum Assured in this option of United India individual Health Insurance policy.
5. Rs.10 Lacs is the Maximum Sum Assured in this option.
6. Expenses for the domiciliary hospitalization are covered in this option.
7. AYUSH treatment expenses are also covered in this option.
8. The company will also cover the expenses for the day care treatment.
9. You can add more benefits like Ambulance Charges Cover and Hospital Daily Cash to this option.
10. The company will give you a free health check-up after a consecutive 3 claim-free years.

Eligibility Criteria

1. 36 Years is the Minimum Age of entry for this option.
2. 60 Years is the Maximum Age of entry for this option.
3. A dependent child having the age of 91 days and above can also be added to this option.

Senior Citizen Option

1. This option covers the hospitalization expenses.
2. Your Pre-Hospitalization Expenses prior to 30 days to hospitalization are covered in this option.
3. Post-Hospitalization Expenses will be reimbursed for up to 60 days after discharge.
4. The senior citizens will get a minimum Sum Assured of Rs.2 Lacs in this option.
5. The Maximum Sum Assured for the senior citizens in this option of the United India Individual Health Insurance Policy is Rs.5 Lacs.
6. Cost of the domiciliary hospitalization is covered in this option.
7. Expenses done for the AYUSH treatment will be reimbursed by the company.
8. The day care expenses are covered in this plan.
9. Add Ambulance Charges Cover and Hospital Daily Cash to this option in order to enjoy more coverage.
10. You will get a free health check-up after back to back 3 claim-free years.

Eligibility Criteria

1. 61 Years is the Minimum Age of entry for this option.
2. 65 Years is the Maximum Age of entry for this option.
3. You are allowed to add a dependent child having the age of 91 days and above.