Health Insurance 2575 views December 31, 2019

Star Health Insurance for Parents

When buying a health insurance plan for parents, you need to keep many things in mind. From checking the list of exclusions to accounting for the cost factor, you have to be extra careful to ensure you have the best possible cover for them. Unfortunately, not all health insurance plans extend their coverage towards senior citizens and this makes it difficult for your parents to get a health insurance cover. Thankfully, there are some excellent health plans such as the Senior Citizens Red Carpet Health Insurance Plan from Star Health that work very well to cover your parents. Take a look at this article to know more about the Star Health Insurance plan for parents and how buying it can prove to be beneficial.

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Features of Star Health Insurance for parents

The Senior Citizens Red Carpet Health Insurance Plan has some excellent features. Here are some of them:

Long-term cover

The plan is available for people aged between 60 years and 75 years. This is a very handy tenure as parents often lose their group health policy when they retire at the age of 60. With the Senior Citizens Red Carpet Health Insurance Plan, your parents can stay comprehensively covered under the health insurance plan until they are 75 years old.

No pre-policy test

Your parents will not have to go through any pre-policy screening. This is extremely helpful as it becomes quite cumbersome for the elderly to go for health tests before a health insurance policy is issued to them. The Senior Citizens Red Carpet Health Insurance Plan can be bought instantly without a screening test being carried out.

Cover for pre-existing illnesses

A whole list of pre-existing ailments such as hypertension and diabetes are covered under this excellent senior citizen health insurance policy. There is however a waiting period of two years before the pre-existing illnesses are covered.

OPD consultation available

As senior citizens, your parents may require frequent medical attention. As a result, ODP trips are mandatory from time to time. The Senior Citizens Red Carpet Health Insurance Plan has provisions for OPD expenses. Your parents can consult doctors in the OPD of the network hospitals and get the expenses reimbursed quite easily.

Keeping these features in mind, it can safely be said that the Star Health Insurance for parents is an excellent option that you should consider investing in.

Benefits of Star Health Insurance for parents

Listed below are the benefits of the Senior Citizens Red Carpet Health Insurance Plan from Star Health:

In-patient care

In-patient care provisions are very vast and helpful. Your parents can get hospitalised for any illness, accident or surgery and have all the medical expenses covered under Star Health insurance for parents. The doctors’ fees, medical tests, room rent, etc are all covered under the very wholesome Senior Citizens Red Carpet Health Insurance Plan from Star Health insurance.

Pre and post-hospital care

With age, the health of a person becomes more and more delicate. This is why they require added health care at home, before or/and after a hospital stay. All expenses related to nursing, physiotherapy, etc are covered under this. The pre and post-hospital covers prove to be very helpful and allow your parents to get treated insurance holistic manner.

Multi-year covers available

You can buy the Senior Citizens Red Carpet Health Insurance Plan for the regular period of one year. You can also buy it for tenures of two or three years. The multi-year plans are helpful as they help you to keep your parents secured for a longer time. You don’t have to worry about missed premium payments, policy lapses, etc for a longer time when you go for a two or three year Star Health Insurance for parents.

Daycare expenses covered

Seniors require many daycare procedures from time to time. Daycare procedures are major medical procedures that do require hospitalisation but only for a few hours. The patient need not spend a night in the hospital. Common daycare procedures include angiography, cataract, dialysis, etc. The Senior Citizens Red Carpet Health Insurance Plan has full provisions for the daycare procedures, making it a great health insurance plan for your parents.

These are the main benefits you get when you buy Star Health Insurance for parents. The Senior Citizens Red Carpet Health Insurance Plan is an excellent option for seniors indeed.

The final word

As you can clearly see from the points mentioned above, there are many benefits and features of the Senior Citizens Red Carpet Health Insurance Plan. get this plan if you want a good and comprehensive health cover for your parents. Star Health insurance for parents is a good and safe choice that you must consider getting. You get to keep your parents covered under good health insurance coverage and also save money in the process.

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