Health Insurance 419 views December 30, 2019

Star Health Insurance Diabetes Plan

The Diabetes Safe Insurance Policy from Star Health insurance company is a wonderful medical insurance plan for people suffering from diabetes. Since India is a country with many diabetic patients, this plan is quite popular in the country. It has some excellent features, is affordable and offers many benefits to the policyholder. Take a look at this article to know more about the Star Health Insurance diabetes Plan and then decide whether or not you want to purchase it for yourself or a family member who suffers from diabetes.

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Features of the Diabetes Safe Insurance Policy

Here are some of the best features of the Star Health Insurance diabetes plan:

  1. Cover for diabetes – The plan offers a wholesome medical cover for all problems related to Type 1 and Type 2 diabetes. All health conditions directly related to diabetes and those stemming out of the condition are covered under this very useful diabetes insurance plan.
  2. Pre-policy check not needed – The Diabetes Safe Insurance Policy is available in two variants. While the first variant requires a pre-policy health test, the second variant can be bought instantly without a screening. This makes it easier for people to get medical cover instantly and without any wastage of time.
  3. OPD expenses covered – Sadly, diabetes is a disease that impacts your health negatively. A diabetic patient falls ill more frequently and develops complications from time to time. As a result, a person needs frequent health tests. The OPD cover available under the Star Health Insurance diabetes plan proves to be very beneficial here. The policyholder can get himself checked regularly by the best doctors, without worrying about hospitalisations. This is one of the best features of this medical insurance policy.
  4. Diagnostic checks covered – Similarly, a diabetic needs to undergo various diagnostic tests from time to time to make sure he’s staying fit. The doctor may ask for blood tests, urine tests, etc. As we all know, diagnostic tests are quite expensive these days and it becomes financially taxing to undergo these tests regularly. Thankfully, diagnostic tests are covered under the Diabetes Safe Insurance Policy. This makes it easy for the policyholder to stay fit and get the right treatment when needed.
  5. No waiting period – One of the very best features of the Star Health Insurance diabetes plan is that there is no waiting period for diabetes. The patient is covered from the first day of the coverage for diabetes and all complications related to it.
  6. Auto restoration of the sum insured – The sum insured gets automatically restored after a claim is made. This helps you to stay covered insurance more well-rounded manner.
  7. Accidental death cover – The plan has an accidental death benefit cover in place. If the policyholder dies in an accident, the nominees get a sum assured. The Diabetes Safe Insurance Policy, therefore, works as a health insurance plan and also throws in some components of a life insurance cover, which is highly valuable.

These are the beneficial features of Star Health insurance plans for diabetes. As you can guess, the features are helpful to anyone who suffers from this illness.

Advantages of the Diabetes Safe Insurance Policy

Here is a look at the benefits you get when you buy the Star Health insurance diabetes plan:

  1. Comprehensive health cover – Apart from all the diabetes-related issues, you also get a comprehensive health insurance cover for all other medical problems. The Star Health Insurance diabetes plan, therefore, works as an overall health cover and proves to be very handy at all times.
  2. Economical – Getting treatment for diabetes can be quite expensive. This happens more significantly because the regular health insurance plans do not cover diabetes. But when you buy the Diabetes Safe Insurance Policy, your insurer takes care of all the medical expenses and it proves to be very economical for you.
  3. Direct cashless settlement – Star Health does not hire TPAs. they work directly with their clients and the hospitals. You can get a hassle-free cashless settlement done at any network hospital when you buy the Star Health Insurance diabetes plan. If you opt for a non-network hospital, you can get your bills reimbursed at a later time.

The advantages are really impressive and they offer even more reason to get the plan. If you have not done so already.

In a nutshell

Living with diabetes can be a challenge. Finding health insurance coverage when you are already suffering from the illness may be an even bigger challenge. But thanks to excellent specialised diabetes plans such as the Diabetes Safe Insurance Policy from Star Health make it easier for you to get an appropriate health cover at all times. So if you need a good health plan do consider getting the Star Health Insurance diabetes plan and you won’t regret your decision.

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