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Health Insurance 2439 views December 11, 2020
Cancer is one of the deadliest diseases in the world and can ruin an individual’s finances when he/she deals with its treatments. Star Health Cancer Care Gold Plan helps those individuals who are fighting Cancer. This Health insurance plan is specifically designed for individuals who are at risk of Recurrence, Metastasis, or the Second Cancer that is unrelated to the first cancer. With a policy term of 1 year and renewable thereafter, this plan provides two sum insured options of INR 3 lakh and INR 5 lakh. Individuals can also get coverage for modern treatments if they are choosing the Indemnity Cover option.
Want to know the highlights and benefits of the Star Health Cancer Care Gold Plan? Here, we will cover the same along with its eligibility criteria. Keep reading to know more
Table of Contents
Star Health Cancer Care Gold plan is the first-ever Health insurance Pilot product that provides insurance to individuals diagnosed with Cancer. There are a few key features of this plan that you should know before choosing the same. Check out the features below.
Now that you have known some of the key highlights of the Star Health Cancer Care Gold Plan, you would want to know the benefits that you can enjoy. Do check below!
If the age of an insured person is above 60 years during the first inception of the policy, the plan will have a 10% copayment. Also, remember that co-pay will also be applicable on respective renewals.
To know more about Coverage under the Star Health Cancer Gold Plan, you can check the below table.
Sections | Sum Insured Option of INR 3,00,000 | Sum Insured Option of INR 5,00,000 |
---|---|---|
Lump-Sum - Recurrence, metastasis, second cancer unrelated to first cancer | INR 1,50,000 | INR 2,50,000 |
Indemnity Cover - Surgical & Interventional Therapy | INR 1, 00,000 | INR 1,50,000 |
Indemnity Cover - Non-Surgical & Non-Interventional Therapy | INR 50,000 | INR 1,00,000 |
For Section 1, the waiting period is 30 months from the first inception of the health insurance plan from Star Life. The treatment can only be started only after this waiting period. For Section 2 and Section 3, there will be a specified waiting period of 30 days. For a specified disease/procedure, there will be a waiting period of 24 months. For any treatment of pre-existing disease except Cancer, the waiting period stands at 48 months.
What are some of the important conditions related to the Star Health Cancer Care Gold Plan that an individual needs to meet? Well, you can check them out below.