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Health Insurance 1874 views October 19, 2020
Nowadays, medical expenses add a major portion to the overall yearly expenses therefore it is really necessary to take care of such expenses. So, many individuals buy a health plan in order to tackle medical expenses. You can explore the Star Health Arogya Sanjeevani Policy that gives you many health benefits at an affordable premium. On the other hand, the amount of the Sum Assured is also high in this insurance policy and you can take it up to Rs.10 Lacs. If you feel like that your family members might face a health problem in the future then you can cover them as well in this plan. So, let’s take a look at the key features of this health policy.
Table of Contents
You must go through the salient benefits of this insurance plan and see the medical expenses that are covered under it.
Hospitalization expenses that are covered in this plan are as follows:-
You will get the lowest of the following if you are going for the treatment of a cataract illness:-
Expenses for the Dental Treatment and Plastic Surgery are covered in this plan if it is needed due to any other disease in this insurance plan. The company will cover all the expenses incurred in the Dental Treatment and Plastic Surgery.
Star Health Arogya Sanjeevani Policy will also cover the expenses incurred for the AYUSH Treatment. The AYUSH Treatments are as follows:-
Other Treatments Covered
Treatments | Maximum Limit in a Year |
---|---|
Uterine Artery Embolization and HIFU (High-Intensity Focused Ultrasound) | Covered up to 50% of the Sum Assured |
Balloon Sinoplasty | Covered up to 50% of the Sum Assured |
Deep Brain Stimulation | Covered up to 50% of the Sum Assured |
Oral Chemotherapy | Covered up to 50% of the Sum Assured |
Immunotherapy - Monoclonal antibody to be given as an injection | Covered up to 50% of the Sum Assured |
Intravitreal injections | Covered up to 50% of the Sum Assured |
Robotic Surgeries | Covered up to 50% of the Sum Assured |
Stereotactic radio surgeries | Covered up to 50% of the Sum Assured |
Bronchial Thermoplasty | Covered up to 50% of the Sum Assured |
Vaporization of Prostate (Green Laser treatment of Holmium laser treatment) | Covered up to 50% of the Sum Assured |
IONM - (Intra Operative Neuro Monitoring) | Covered up to 50% of the Sum Assured |
Stem Cell Therapy | Covered up to 50% of the Sum Assured |
The company will cover all the expenses related to the Ambulance. You allowed taking the maximum claim of Rs.2000 per hospitalization for the ambulance
expenses.
You are allowed to earn more discounts on the amount of premium by adding more family members to the same plan. You can add the following members to the plan:-
Particulars | Details |
---|---|
Minimum Age of Entry | 18 Years |
Maximum Age of Entry | 65 Years |
Minimum Age of Entry for a Dependent Child | 3 Months |
Maximum Age of Entry for a Dependent Child | 25 Years |
Minimum Sum Assured | Rs.1 Lac |
Maximum Sum Assured | Rs.10 Lacs |
Policy Term | 1 Year |
There is a waiting period of 2 years and 4 years for various illnesses. You can see the illnesses below that have a waiting period of 2 years and 4 years.
Illnesses Having a Waiting Period of 2 Years
Illnesses Having a Waiting Period of 4 Years