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Health Insurance 2748 views October 13, 2020
Everyone individual must take a health plan in order to protect himself from health problems. It safeguards the health emergencies that might wash away all your savings. So, if you are looking for a health plan at an affordable premium then you must buy the SBI General insurance Arogya Sanjeevani Policy. It covers many health risks of the individual for 1 year and you can renew it every year as per your requirement. This plan covers the health risks for up to Rs.5 Lacs and you can take a minimum coverage of Rs.1 Lac. Here are some of the features and benefits of this insurance plan that will make you understand this plan better.
Table of Contents
If you are willing to buy this health plan then you must go through the benefits of this insurance policy. You will be able to understand this plan better once you know all the health risks that are covered under it.
If you are hospitalized then the expenses like Bed-charges, blood tests, nursing charges, ICU Charges, and other consultation fees will be covered in this health insurance policy. You can see the cover of the hospitalization below:-
If the insured is going through a Cataract Illness Treatment then the cover for the cataract illness will be the lowest of the following:-
Day care treatments are the treatments received within 24 hours without being hospitalized. So the expenses for such treatments are covered in this health insurance plan.
If there is a need for Dental Treatment and Plastic Surgery due to any other disease then the expenses for such treatments are covered in this insurance plan. Expenses incurred for the Dental Treatment and Plastic Surgery will be taken care of by the company.
Expenses incurred for the AYUSH Treatments like Ayurveda, Unani, Siddha, and Homeopathy treatments are covered in this health insurance plan. So, you can go through the Ayurvedic Treatments and the expenses will be reimbursed by the company.
You will get a cover for the following treatments only up to 50% of the Sum Assured in the SBI General Insurance Arogya Sanjeevani Policy.
The maximum cover for the Ambulance Charges is up to INR 2000 per hospitalization. If you want to carry a patient from one place to another then you have to bear the ambulance charges.
If you cover more family members to this health insurance plan then you will enjoy discounts on the amount of premium. You can the following family members to this plan:-
You can enjoy a cumulative bonus of 5% of the Sum Assured and it is added to the actual Sum Assured every year if you don’t make any claim. This bonus will only be added to the current Sum Assured value until the additional value reaches 50% of the Sum Assured if you don’t make any claim.
Particulars | Details |
---|---|
Minimum Age of Entry | 18 Years |
Maximum Age of Entry | 65 Years |
Minimum Age of Entry for a Dependent Child | 91 Days |
Maximum Age of Entry for a Dependent Child | 25 Years |
Minimum Sum Assured | Rs.1 Lac |
Maximum Sum Assured | Rs.5 Lacs |
Policy Term | 1 Year |
This health plan has a waiting period of 24 months and 48 months for various diseases. It means that this plan will start covering the mentioned diseases after a time span of 24 months and 48 months respectively.
Illnesses Having a Waiting Period of 24 Months
Illnesses Having a Waiting Period of 48 Months