Royal Sundaram Health Insurance

If we were to list down a few crucial things that an individual must have in today’s times, a Health Insurance Plan would surely be in the top three. Rising medical bills in case of hospitalization can hurt your finances badly, and you certainly won’t like that. So, what should you do to protect your health as well as your finances? Well, Royal Sundaram Health Insurance can ensure the same for you. One of the best things about Royal Sundaram Health Insurance is that it offers a wide range of affordable health policies that can provide several benefits to yourself and as well as your family.

You must want to know some other features of Royal Sundaram Health Insurance that make it one of the leading insurance providers among customers. Well, don’t worry as we would be telling the same on this page. While covering these reasons, we will also tell you its different Health Insurance plans and their features. So, keep reading!

Why Should You Choose Royal Sundaram Health Insurance for yourself?

As we told earlier that Royal Sundaram Health Insurance offers different types of plans according to people’s needs. But this is not the only reason because you should choose this plan, there are several others too such as Cashless Hospitalization facility, Pre and Post Hospitalization Coverage, and Tax Benefits under Section 80D of the Income Tax Act, 1961. With more than 5,000 Network Hospitals across India, Royal Sundaram Health Insurance can be a good choice for you.

Royal Sundaram also has a Claim Settlement ratio of around 61%, and that can be another reason for you to choose a health insurance plan. You can also enjoy a hassle-free claim settlement process, so you don’t need to worry about anything while getting claims. You will only need to perform a few steps, and you are good to go! With Royal Sundaram Health Insurance, individuals get coverage for pre-existing conditions after a 3-year waiting period.

Types of Royal Sundaram Health Insurance Plans

With Royal Sundaram Health Insurance, individuals can choose from two health insurance policies that are Lifeline and Family Health Insurance Plan. You can choose any of them according to your diverse needs. We are showing the features of both these plans below. Do check!

Royal Sundaram Lifeline Health Insurance Plan

With the Lifeline Plan from Royal Sundaram Health Insurance, individuals can choose between an individual plan and as a family floater for themselves & their family. Any individual who is above 18 years of age can choose a Lifeline Health insurance plan. Check below the highlights of this plan.

1. Three Options – Classic, Supreme and Elite
2. Multiple Sum Insured options of INR 2 to INR 4 lakh (Classic), INR 5 to INR 50 lakh ( Supreme), and INR 25 to INR 150 lakh (Elite)
3. Inpatient Care Expenses coverage
4. All Day Care Procedures (as mentioned on the plan) up to Sum Insured
5. Ambulance Cover up to INR 10,000
6. Organ Donor Expenses up to the Sum Insured
7. No Room Rent Capping or Diseases specific limits
8. Double your Sum Insured in 5 Claim Free years
9. Domiciliary Hospitalization up to the Sum Insured
10. Vaccination in case of Animal Bite up to INR 7,500 with Elite Plan
11. Emergency Domestic Evacuation coverage up to INR 3 lakh with Elite Plan
12. AYUSH Treatment Coverage up to INR 50,000
13. Annual Health Checkup
14. OPD Treatment Coverage up to INR 10,000 per policy year
15. New Born baby cover up to 25% of the Sum Insured
16. Vaccinations for newborn baby coverage up to INR 10,000
17. Hospital Cash Benefit ranging from INR 1,000-5,000 per day

Royal Sundaram Family Plus Health Insurance Plan

Are you looking for a plan that can cover your large family? Well, we have some good news for you! With the Royal Sundaram Family Plus Health Insurance Plan, you can cover yourself and your family up to 19 members. This is a unique plan from Royal Sundaram Health Insurance where each member of the insured family will have an individual health insurance cover along with the floater sum insured and reload benefit (if any).

Some of the prominent benefits of Family Plus Health Insurance Plan are mentioned below. Please check!

1. Option to choose between Individual Sum Insured (from INR 2 lakh to INR 15 lakh) for family members and one Floater Sum Insured ranging from INR 3 Lakh to INR 50 lakh
2. No Restriction on the maximum entry age
3. Any individual with more than 18 years of age can choose this plan, while the children above 91 days can be covered
4. Coverage up to 19 Different relations in a policy from Royal Sundaram
5. Maternity Benefits with Nutritional Allowance Benefits
6. Reload Benefit with which you can double your basic sum insured without any additional cost
7. Accelerates No-Claim bonus facility with which you can increase your sum insured by 200% in 5 Claim-free years
8. Ambulance Coverage up to INR 4,000 per hospitalization for each insured person
9. Vaccination in case of animal bite up to INR 5,000
10. Second Opinion for Diagnosis and treatment of 11 specified Critical Diseases
11. All Day Care procedures coverage