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Health Insurance 414 views July 19, 2021
If you want to enhance your existing health insurance policy and coverage, Raheja QBE Health QuBE Super Top Up Plan could fulfill your requirements. This is a top-up plan that helps customers avail additional coverage up to INR 1 crore with multiple deductible options. You can cover yourself and your family at an affordable premium. After 3 years from the start of the policy, you can also get coverage against pre-existing diseases.
Before we move to the next section, please check out its key features mentioned below.
You would want to know these features of the Raheja QBE Health QuBE Super Top Up Plan in detail. On this page, we will discuss the same extensively. Keep reading to know more.
Table of Contents
Raheja QBE Health QuBE Super Top Up Plan helps individuals boost their existing health insurance plan. We are talking about its features below. Please check.
This Super Top-up Plan from Raheja QBE offers customers multiple sum insured options ranging from INR 2 lakh to 1 crore. You can also choose a deductible option according to your convenience – INR 1-50 lakh.
Note: A deductible is a fixed amount that you need to pay towards the medical expenses before the insurer pays the remaining cost incurred on the treatment.
Under the Raheja QBE Health QuBE Super Top Up Plan, the policy term can be 1, 2 or 3 years.
If an insured person suffers from an illness or meets with an accident during the policy term and needs hospitalization for a minimum 24-hour period, the policy will cover the hospitalization expenses. However, this time limit of 24 hours will not apply when undergoing treatment in a day care center.
The policy will cover the expenses incurred before and after the hospitalization for 60 and 90 days, respectively, up to the sum insured limit.
If an insured member needs to undergo an organ transplant surgery, the policy will cover the expenses incurred on organ harvesting up to INR 2,00,000 in the policy period.
Raheja QBE Health QuBE Super Top Up Plan also covers expenses incurred on the insured member’s treatment taken at home up to INR 50,000.
If an insured member is undergoing in-patient care treatment for Ayurveda, Yoga & Naturopathy, Unani, Sidha and Homeopathy systems of medicine, the policy will cover the expenses incurred on the same up to INR 50,000 during each policy year.
Super Top-up Plan offers multiple discounts on premiums in the following situations.
Adults up to the age of 55 years don’t need to undergo pre-acceptance medical check-ups. People above 55 years would need to undergo the following medical tests before choosing the plan.
Note: Medical reports will be valid for up to 90 days from the date of health check-up.
Have a look at the conditions related to the plan mentioned below.
Under the plan, you will not get coverage against the following expenses.