Niva Bupa Health Insurance Top-up Plans

Nowadays, with the rise in health issues many individuals have started taking the health insurance plan. But sometimes due to major health issues their sum assured falls short to cover their risk. Therefore the individuals look for top-up plans in which they can increase their sum assured and get more benefits. So, you can have a look at the various Niva Bupa Health Insurance Top-up plans in which you can increase the amount of Sum Assured. You can use this amount to meet out the medical expenses. Let’s take a look at the various health insurance plans in which you can add top-ups if the amount of the sum assured in running out.

Health Insurance Plans with Top-up

Here are the various plans in which you can add top up if you feel that the amount of the sum assured is not enough to deal with the health problems.

Health Recharge Plan

1. The Minimum Age of Entry in this Insurance Plan is 18 Years.
2. 65 Years is the maximum age of entry in this health insurance plan.
3. The amount of the Sum Assured starts from Rs.2 Lacs
4. Rs.95 Lacs is the maximum amount of the sum assured.
5. Top-up option is available in the Health Recharge Plan.
6. The premium of this insurance starts from Rs.3762 per year.
7. You are allowed to cover 2 adults and 4 children under the same policy.

Heartbeat Health Plan

There are two options in the Heartbeat Health Plan and you can add top-up in the plan. There are as follows:-

Gold Option

1. The Minimum Age of Entry in this Insurance Plan is 18 Years.
2. There is no maximum limit of the age in this health policy.
3. The amount of the Sum Assured starts from Rs.5 Lacs
4. Rs.50 Lacs is the maximum amount of the sum assured.
5. Top-up option is available in the Gold Heartbeat Health Plan.
6. The premium of this insurance starts from Rs.16414 per year.
7. Get a maternity benefit of up to Rs.1 Lac.

Platinum Option

1. The Minimum Age of Entry in this Insurance Plan is 18 Years.
2. There is no maximum limit of the age in this health policy.
3. The amount of the Sum Assured starts from Rs.15 Lacs.
4. Rs.1 Crore is the maximum amount of the sum assured.
5. Top-up option is available in the Heartbeat Platinum Health Plan.
6. The premium of this insurance starts from Rs.16414 per year.
7. Get a maternity benefit of up to Rs.2 Lacs in this health insurance plan.

Health Companion Plan

There are three variants available in the Niva Bupa health companion plan. You can get a top-up in all the three health plan options available under this policy.

Variant 1

1. The Minimum Age of Entry in this Insurance Plan is 91 days.
2. There is no maximum limit of the age in this health policy.
3. The amount of the Sum Assured starts from Rs.3 Lacs.
4. Rs.4 Lacs is the maximum amount of the sum assured.
5. You can add top-up in the health companion plan.
6. The premium of this insurance starts from Rs.5085 per year.
7. Get one free health check-up once in every 2 years.

Variant 2

1. The Minimum Age of Entry in this Insurance Plan is 91 days.
2. There is no maximum limit of the age in this health policy.
3. The amount of the Sum Assured starts from Rs.5 Lacs.
4. Rs.12 Lacs is the maximum amount of the sum assured.
5. You can add top-up in the Health Companion Plan.
6. The premium of this insurance starts from Rs.5085 per year.
7. Get free health check-up every year.

Variant 3

1. The Minimum Age of Entry in this Insurance Plan is 91 days.
2. There is no maximum limit of the age in this health policy.
3. The amount of the Sum Assured starts from Rs.15 Lacs.
4. Rs.1 Crore is the maximum amount of the sum assured.
5. You can add top up in this variant as well.
6. The premium of this insurance starts from Rs.5085 per year.
7. Get free health check-up every year.

Go Active Health Insurance Plan

1. The Minimum Age of Entry in this Insurance Plan is 91 days.
2. 65 Years is the maximum age of entry in this health insurance plan.
3. The amount of the Sum Assured starts from Rs.4 Lacs.
4. Rs.25 Lacs is the maximum amount of the sum assured.
5. You can increase the amount of the sum assured by adding top-up.
6. The premium of this insurance starts from Rs.13352 per year.
7. You can cover up to 2 adults and 4 children in the Go Active Health Insurance Plan.

Critical Illness Insurance Plan

1. The Minimum Age of Entry in this Insurance Plan is 18 Years.
2. 65 Years is the maximum age of entry in this health insurance plan.
3. This plan covers 20 types of critical illnesses.
4. The amount of the Sum Assured starts from Rs.3 Lacs.
5. Rs.2 Crores is the maximum amount of the sum assured.
6. You can increase the sum assured by adding top-up.
7. The premium of this insurance starts from Rs.12521 per year.
8. A maximum of 2 adults can be added under the Critical Illness Health Plan.

Conclusion

You can see the Niva Bupa Health Insurance Top-up Plans above and it will be easy for you to add some extra value in your sum assured. So, in these plans of Niva Bupa, you can easily add top-up but the company will check your eligibility before adding top-up in the amount of the sum assured. On the other hand, the amount of the premium will also increase when the sum assured value is increased.