Health Insurance 684 views June 16, 2021

Navi Monthly Subscription-based Health Insurance

Navi General Insurance has launched a unique offering by which customers can get health insurance by paying monthly premiums instead of an upfront annual payment. With the Navi General Insurance monthly subscription option, purchasing a health insurance plan will become more affordable for those customers who cannot pay a large amount upfront. Navi Health Insurance offers multiple plans that individuals can choose according to their convenience. These are

  1. Navi Cure
  2. COCO CritiCare
  3. COCOCure Super Top-up
  4. COCO HospiCash
  5. Navi Arogya Sanjeevani Policy
  6. Navi Corona Rakshak Policy

The monthly premium amount for Navi Health Insurance can be as low as INR 240 per month. However, the premium will depend on several factors such as the chosen sum insured, the age of the policyholder, etc. You can check below the reasons behind people choosing Navi Monthly subscription-based Health Insurance.

  1. Cashless claim settlement in 20 minutes via Navi Health App
  2. A wider network of 10,000+ hospitals across 400+ locations in India
  3. Digital Paperless process
  4. Instant policy issuance
  5. Flexible sum insured options
  6. A claim settlement ratio of 97% as on February 28, 2021

Now that you have information about the monthly subscription-based health insurance, you would want to know its prominent features. On this page, we will talk about the same so that you can understand better. Let’s start!

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Prominent Features of Navi Health Insurance

We are showing the key features and benefits of the Navi Health Insurance below that you should check.

Flexible Sum Insured Options

One of the best things about Navi Health Insurance is that you can choose the sum insured according to your convenience and affordability. The sum insured ranges from INR 2 lakh to INR 1 crore for individuals and families across different plans of Navi Health Insurance.

A Wide Coverage with Several Benefits

You can get coverage against different expenses incurred during a medical emergency. Navi Health Insurance provides the following benefits.

  1. In-patient hospitalization coverage ( Room Rent and Nursing charges, Intensive Care Unit (ICU) charges, Operation Theatre, Fees of Medical Practitioner, Physiotherapy, Investigation & Diagnostic procedures, Medicines, Drugs and Consumables, Blood, Oxygen, Surgical appliances, etc.)
  2. Coverage for modern treatment methods
  3. Mental Illness Cover
  4. Coverage against HIV & AIDS
  5. Day Care Treatment
  6. Pre and Post-hospitalization Expenses Cover
  7. Domiciliary Hospitalization cover
  8. Organ Donor Expenses
  9. Emergency Road Ambulance Charges
  10. Repatriation of Mortal Remains and Funeral Expenses
  11. Hospital Daily Cash
  12. Optional Critical Illness Cover
  13. Maternity and Newborn Baby Cover

Extra Care Cover

Navi Health Insurance provides additional coverage up to INR 20,000 without impacting your original sum insured if you are hospitalized for the following illnesses during the policy year.

  1. Dengue
  2. Chikungunya
  3. Malaria
  4. Leptospirosis
  5. Japanese Encephalitis
  6. Swine Flu

However, if the admissible claim reaches beyond INR 20,000, the exceeding amount will be reduced from your sum insured during the policy year.

Availability of Network Hospitals Across India

Navi General Insurance has collaboration with more than 10,000 network hospitals at 400+ locations across India. At these hospitals, you can get cashless treatment in a medical emergency. You can get the cashless claim settlement within 20 minutes after calling the helpline number. You can also get reimbursement for the medical treatment taken at non-network hospitals within 4 hours of submitting the required documents.

Option to Purchase the Policy in 2 minutes

Navi General Insurance provides ‘Navi Health’ Application (available both on android and iPhone) with which you can purchase the policy in 2 minutes in a paperless manner. This application from Navi also helps individuals get a hassle-free claim settlement and understand the policy’s terms and conditions.

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