Health Insurance 764 views June 4, 2021

Navi Health Insurance protects you from sudden costs incurred on medical treatment. Policyholders can choose from different plans as per their requirements and ensure peace of mind during a medical emergency.

With Navi Health Insurance, you can get coverage against hospitalization, medicine, diagnostic tests, OPD, etc. Also, you can cover your family by choosing a family floater plan. Now you would want to know more reasons behind choosing Navi Health Insurance. Well, consider yourself in the right place as we will discuss the same on this page.

You can also know about the different health insurance plans and their features. So, let’s start without wasting any time.

Health Insurance

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Why Should You Choose Navi Health Insurance?

Every individual wants to be fully assured before choosing a health insurance plan. Navi Health Insurance provides a wide range of well-priced plans according to the diverse needs of people with which they can get comprehensive coverage. With its app, you can get health insurance in just 90 seconds. Navi has collaboration with more than 10,000 network hospitals across India where you can get medical treatment without paying a penny from your pocket.

With Navi Health Insurance, you can enjoy a hassle-free and smooth claims experience. In case of a health emergency, your claims can be settled within 20 minutes in an ideal condition. With its top-class customer care team, you can resolve your query in the shortest time possible.

Types of Navi Health Insurance Plans

As we mentioned earlier, Navi Health Insurance offers a wide range of products crafted for people with different needs and backgrounds. These products are Navi Cure, Arogya Sanjeevani, COCO Seasonal Byte, COCO Protect, Corona Kavach Policy, Corona Rakshak Policy and Group Health Plan.

We are showing the features of these plans below one after another. Do check!

Navi Cure Plan

Navi Cure plan from Navi Health Insurance provides comprehensive coverage to yourself and your family according to your needs and affordability.

  1. Wide coverage with sum insured options ranging from INR 2 lakh to 1 crore
  2. Coverage to the entire family
  3. Free extra care cover up to INR 20,000 for hospitalization due to vector-borne diseases
  4. No first 30-day waiting period
  5. Pre-and post-hospitalization coverage
  6. Wellness rewards through Health Risk Assessment
  7. Free health checkup on every claim-free year
  8. Option to choose room rent capping between INR 1,000 – 10,000 per day
  9. Coverage for infertility and Bariatric Surgery

Navi COCO Seasonal Byte Plan

Navi COCO Seasonal Byte Plan from Navi General Insurance is a micro product that protects individuals against medical expenses incurred on specified diseases such as Dengue Fever, Zika Fever, Chikungunya, Malaria, Leptospirosis, Swine Flu and Vector-Borne Encephalitis. Have a look at its key features mentioned below.

  1. Coverage against vector-borne diseases
  2. Available on both indemnity and benefit plan
  3. Flexible sum insured options ranging from INR 2.5k – 10k
  4. Pre-and Post-hospitalization coverage
  5. Home Care Treatment up to 25% of the sum insured or INR 30,000
  6. OPD Treatment (including AYUSH) up to INR 30,000
  7. Road Ambulance charges up to INR 2,000 per hospitalization

Navi COCO HospiCash Plan

The Navi COCO HospiCash Plan could be suitable for those people who want to protect themselves and their families from medical expenses during hospitalization. We are showing its prominent features below. Please check!

  1. Flexible sum insured options – INR 100-1,000 (in multiples of INR 50) and INR 1,000- 5,000 (in multiples of INR 1,000)
  2. Availability of multiple plans – Basic, Essential and My COCO HospiCash
  3. Choice of hospitalization days as per needs (5/10/15/20/30/60/90/180 days)
  4. Sickness Hospital Cash
  5. Accidental Hospital Cash up to INR 20 lakh
  6. Day Care procedure cash for 393 procedures
  7. Maternity benefit for the first two children only
  8. The accommodation benefits up to 10 days for each policy term
  9. International emergency benefit

Arogya Sanjeevani Policy

This standard plan from Navi General Insurance provides wider coverage at an affordable cost. Policyholders can choose this plan on an individual and floater sum insured basis. Let’s check out its key features mentioned below.

  1. Sum insured option ranging from INR 1 to 5 lakh (in multiples of INR 50,000)
  2. Life renewability option
  3. Coverage for the entire family
  4. No Pre-policy medical check-up for people less than 50 years
  5. Cataract treatment
  6. Modern treatment coverage
  7. Road Ambulance coverage
  8. Tax Benefits under Section 80D of the Income Tax Act, 1961

Navi COCO Protect Plan

Navi COCO Protect Plan is a specialized personal accident plan with which policyholders can get a lump sum benefit against accidental death, disability and many more. One of the best things about this plan is that policyholders can choose from 6 varied plans according to their needs. Have a look at its key features mentioned below.

  1. Sum insured options ranging from INR 50,000 – 5 crore
  2. Accidental death coverage up to 200% of the sum insured
  3. Accidental permanent total disability coverage up to 150% of the sum insured
  4. Weekly benefit in case of accidental temporary total disability
  5. Common injuries coverage in case of accidents
  6. Child tuition benefit
  7. Coverage against repatriation of mortal remains and funeral expenses
  8. Physiotherapy
  9. Lifestyle support
  10. Skill development
  11. Orphan benefit

Corona Rakshak Policy

Considering the expenses that can be incurred on the treatment of COVID, Corona Raksham Plan can be a perfect choice. The reason being it provides a lump sum amount upon positive diagnosis of COVID. However, the hospitalization should be for a minimum of 72 hours.

You can check the highlights of this plan mentioned below.

  1. Flexible sum insured options ranging from INR 50,000 to 2.5 lakh (in multiples of 50,000)
  2. Multiple policy terms – Three and half months or105 days, Six and half months or 195 day or Nine and half months or 285 days
  3. Available on an individual sum insured basis for both family and individual
  4. No pre-policy medical check-up required

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