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Health Insurance 3061 views October 9, 2020
Everyone knows that health risks increases as individuals enter into their sixties. The body becomes less immune and the illness caught them easily. Therefore it is better to secure your health with an insurance plan. You can go for the National Senior Citizen Mediclaim Policy that is specially introduced for the individuals having the age of 60 years and above. You can take this plan for your family members as well who are at the age of 60 and above. This plan covers hospitalization expenses and ambulance expenses as well. You have the option to add more benefits to this plan but the premium will increase. So, you must explore the main features of this health plan.
Table of Contents
The benefits of this policy are divided into two sections. In the first section, you will get all the benefits but in the second section, the benefits are optional. You can add them as per your requirement.
Benefits of Section 1
Exclusions in Section 1
Optional Benefits in Section 2
There are some optional benefits that you can add to this plan in order to increase your coverage. You can explore all of them below and you can add them to the plan as per
your requirement.
Exclusions in Section 2
You will have to go through a Pre Medical Check-up if you are taking this policy for the first time. There is no need for any medical check-up if you are already insured with the health plan in the preceding three years. You can see the list of tests required before you are taking this plan and the terms and conditions.
Particulars | Details |
---|---|
Minimum Age of Entry | 60 Years |
Maximum Age of Entry | 80 Years |
Renewability | Lifelong |
Expenses Covered during Hospitalization | · Room’s Rent · ICU Charges · Medical Practitioner Fee · Surgeon’s Fee · Anaesthetist Fee · Consultant Fees · Specialist Fees |
Deductions as per Tax Laws | Allowed |