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Health Insurance 762 views August 19, 2021
Mashak Rakshak, a standard health insurance policy designed for vector-borne diseases, was introduced by the Insurance Regulatory and Development Authority of India (IRDAI) on 1st April 2021. This policy is different from other health insurance as it provides financial protection to you against vector-borne diseases only. The terms and conditions of this standard plan will remain the same across insurers. Read the page and learn more about the Mashak Rakshak policy benefits.
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The insured will get the following benefits under the Mashak Rakshak policy:
Hospitalization Benefit: A lump sum benefit up to 100% of the Sum Insured (excluding the amount paid under the diagnosis cover) on a positive diagnosis of any of the following vector-borne diseases:
Note: The above benefit is payable if the insured is hospitalized for a minimum of 72 consecutive hours.
Diagnosis Cover: The insurer will pay 2% of the sum insured on a positive diagnosis of every covered vector-borne disease. You can avail of this benefit only once in each of the policy years.
Note: The diagnosis must be confirmed by the medical practitioner.
Mashak Rakshak Health Insurance Plan comes with certain terms and conditions to be mindful of. Check out the same below.
The insurer won’t make any payment under the Mashak Rakshak Health Insurance Plan in case of the following: