Health Insurance 521 views December 16, 2020

Are you worried that a health emergency can cause a dent in your overall finances? Well, your fear might turn into a reality as the hospital bills are on a continuous rise, and we are most prone to illnesses in the present times. Liberty Health Insurance can do the task of protecting your finances in case of any health emergency. A Health Insurance plan from Liberty not only takes care of your hospital bills but also provides you several benefits such as Renewal Benefits, Free look period, etc.

Health Insurance

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But you may want to know more reasons to choose any of Liberty Health Insurance plans. We know this, and that’s why we will be discussing why you should choose it, along with all the health insurance plans provided by Liberty and their features. Keep reading to know the same!

Reasons to Choose Liberty Health Insurance

Liberty Health Insurance has a relatively good Claim Settlement Ratio of 74.58%. Along with that, Liberty Health Insurance has around 97 offices across 28 Indian States where you can get a Health Insurance Plan. If you don’t have any of the offices nearby, you can also take it online.

Liberty Health Insurance provides different types of plans according to the varying needs of individuals from which they can choose. By choosing a Liberty Health Insurance plan, individuals can enjoy tax benefits under Section 80D of the Income Tax Act, 1961. Not only this, but individuals can also enjoy Loyalty Perk Benefits with which the sum insured can be increased every year.

Types of Liberty Health Insurance Plans

Now you must be wondering what are those different types of Liberty Health Insurance that you can choose according to your convenience. Well, they are Liberty Health Connect, Health Connect Supra, Individual Personal Accident Plan, Janta Personal Accident Insurance Policy, and Secure Health Connect. Here, we are showing some of the special features of all these plans. Do read to know more!

Liberty Health Connect

One of the best options about the Liberty Health Connect Insurance plan is that you can choose a suitable variant from the four options according to your requirements. Take a look at the below points to know them.

  1. Four Variants – E-connect, Basic, Elite and Supreme with Sum Insured ranging from INR 3 lakh to INR 7.5 lakh, INR 2 lakh to INR 10 lakh, INR 3 lakh to INR 15 lakh, and INR 2 lakh to INR 15 lakh, respectively
  2. In-patient Treatment Expenses
  3. Day Care Treatment Coverage – ENT, Dental, etc.
  4. Domiciliary Hospital Treatment up to 10% of the Sum Insured
  5. Hospital Daily Cash Allowance up to INR 1,000 per day
  6. Emergency Local Road Ambulance Charges up to INR 2,000
  7. Second Opinion option
  8. Recovery Benefit and Nursing Allowance with the Supreme Variant
  9. Loyalty Perk, Health Check-up, and Change in Plan

Liberty Health Connect Supra Insurance Plan

With Health Connect Supra Insurance Plan, individuals can enhance their protection for themselves and their families as it provides coverage over and above the basic sum insured in your plan. Here are some of the features of this plan.

  1. Flexibility to choose between two variants – Top-up and SuperTop up Plans
  2. With a Top-up Option, you can increase the sum insured at an affordable cost up to INR 20 lakh
  3. With a Super Top-up Option, the sum insured can be enhanced up to INR 1 crore
  4. Multiple Sum Insured and Deductible options to choose from
  5. No pre-policy health check-up required
  6. Attractive discounts on Multi-policy Term of 2 or 3 years
  7. On a 3-year policy term, the coverage for pre-existing diseases is available
  8. Enjoy a 10% increase in the Sum Insured on not claiming in a year, which can go up to as high as 100%
  9. 405 Day Care Procedures
  10. Loyalty Perks for Super Top-up Customers

Individual Personal Accident Plan

If you want to cover yourself, your spouse and a maximum of two dependent children ( 3 months – 25 years) in case of an unfortunate accident, the Individual Personal Accident Plan from Liberty Health Insurance can be the right choice for you! This plan provides the following benefits to customers.

  1. Benefits in case of an Accidental Death, Permanent Total/partial Disability
  2. Cost of Repatriation of Mortal Remains
  3. Cost of Carrying out Funeral
  4. Child Education Benefits
  5. Optional Covers such as Accidental Hospitalization expenditure, Family Transportation Benefit, etc.

Secure Health Connect

With the Secure Health Connect policy, you can get maximum coverage by paying the minimum premium amount towards your policy. It provides a range of benefits that you can check below.

  1. The option of paying the premium in easy installments
  2. No pre-policy check-up for people below 55 years of age
  3. Loyalty Perk additions for enhanced cumulative bonus
  4. Guaranteed response to cashless claims within 6 hours or get INR 1,500 per hospitalization
  5. Entry age of 18 to 65 years
  6. Flexible Policy term of 1, 2 and 3 years
  7. Cover for Day Care Procedures
  8. Stay Fit Perks on every block of two claim-free years
  9. Reload of Sum Insured equal to the original Sum insured

Janta Personal Accident Insurance Policy

Janta Personal Accident Insurance Policy is designed to protect against accidental death along with other accidental benefits. We are showing some of the prominent features of this plan from Liberty Health Insurance. Have a look!

  1. 1-year Policy year with a maximum age of eligibility being 75 years
  2. Accidental Benefits – Up to 100% of the Sum Insured in case of Accidental Death, Loss of Limbs, Loss of An Eye and a Limb, etc.
  3. Free-look period of 15 days
  4. Worldwide Availability

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